PrimeWay FCU Real Rewards Visa Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Variable APR) | 14.49% - 23.49% |
| Balance Transfer APR (Variable APR) | 14.49% - 23.49% |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
PrimeWay FCU Real Rewards Visa Credit Card Review
This is a rewards card issued by PrimeWay Federal Credit Union. If you're wondering whether PrimeWay FCU Real Rewards Visa Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Signup bonus. Offers a signup bonus of 2500 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. PrimeWay FCU Real Rewards Visa Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. PrimeWay FCU Real Rewards Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of PrimeWay FCU Real Rewards Visa Credit Card
| The Good | The Bad |
|---|---|
|
|
PrimeWay FCU Real Rewards Visa Credit Card FAQ
Does PrimeWay FCU Real Rewards Visa Credit Card have a cash back or rewards program?
PrimeWay FCU Real Rewards Visa Credit Card is a rewards card.
| Minimum rewards rate | 1.5x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 2500 |
Does PrimeWay FCU Real Rewards Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does PrimeWay FCU Real Rewards Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PrimeWay FCU Real Rewards Visa Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for PrimeWay FCU Real Rewards Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.PrimeWay FCU Real Rewards Visa Credit Card has a variable purchase APR that ranges from 14.49% up to 23.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 23.49%. It also has a variable cash advance APR of 25.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does PrimeWay FCU Real Rewards Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 6 months |
| Balance Transfer APR | 14.49% - 23.49% |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 3% |
Does PrimeWay FCU Real Rewards Visa Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for PrimeWay FCU Real Rewards Visa Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does PrimeWay FCU Real Rewards Visa Credit Card have a foreign transaction fee?
PrimeWay FCU Real Rewards Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for PrimeWay FCU Real Rewards Visa Credit Card?
The PrimeWay FCU Real Rewards Visa Credit Card customer service number is (713) 799-6200.
What is the support contact email for PrimeWay FCU Real Rewards Visa Credit Card?
The support contact email for PrimeWay FCU Real Rewards Visa Credit Card is callcenter@primewayfcu.com.
What is the PrimeWay FCU Real Rewards Visa Credit Card login page?
You can access the PrimeWay FCU Real Rewards Visa Credit Card login page here.
How do people rate the customer service and user experience of PrimeWay FCU Real Rewards Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PrimeWay FCU Real Rewards Visa Credit Card report your account activity to credit bureaus?
Yes, PrimeWay FCU Real Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for PrimeWay FCU Real Rewards Visa Credit Card
- Visit the PrimeWay FCU Real Rewards Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
12811 Northwest Freeway
Houston, TX 77040 USA - (713) 799-6200
- Visit Site
- Email Support
Other Services by PrimeWay Federal Credit Union
Availability
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 6 months |
Be the first to rate
Would you recommend PrimeWay FCU Real Rewards Visa Credit Card to your friends?
Other Credit Cards
PrimeWay Federal Credit Union Credit Cards
- Alabama Credit Union Bama MasterCard
- Community 1st CU Visa® Share Credit Card
- Elevations Credit Union Visa Signature Travel Rewards
- Flagstar Bank Visa Signature® Everyday Rewards+ Card
- Gulf Winds Credit Union Visa Platinum Credit Card
- Horizon Gold Card
- Interra Credit Union Standard Mastercard Credit Card
- Magnolia State Bank Classic Credit Card
- Nuvision Credit Union Visa Share Secured Credit Card
- Provident Credit Union Visa Credit Card
- RCI Elite Rewards Mastercard
- Roaman's® Credit Card
