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  R1 Rewards Visa® Signature Credit Card
R1 Rewards Visa® Signature Credit Card
in Credit Cards from Resource One Credit Union
Unaffiliated

R1 Rewards Visa® Signature Credit Card

Unaffiliated
in Credit Cards from Resource One Credit Union
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Highlights
Purchase APR N/A
Balance Transfer APR N/A
Credit Score Range N/A
Annual Fee $0

R1 Rewards Visa® Signature Credit Card Review

This is a rewards card issued by Resource One Credit Union. If you're wondering whether R1 Rewards Visa Signature Credit Card is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.

Pros & Cons of R1 Rewards Visa Signature Credit Card

The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not report to credit bureaus.

R1 Rewards Visa Signature Credit Card FAQ

Does R1 Rewards Visa Signature Credit Card have a cash back or rewards program?

R1 Rewards Visa Signature Credit Card is a rewards card.

R1 Rewards Visa Signature Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does R1 Rewards Visa Signature Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does R1 Rewards Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for R1 Rewards Visa Signature Credit Card?

Does R1 Rewards Visa Signature Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does R1 Rewards Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for R1 Rewards Visa Signature Credit Card?

The following fees apply:

R1 Rewards Visa® Signature Credit Card Fees
Description
Foreign Currency Transaction Fee 1%
No Annual Fee?
Annual Fee $0
Returned Payment Fee Up to $25
Late Fee Amount Up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does R1 Rewards Visa Signature Credit Card have a foreign transaction fee?

R1 Rewards Visa Signature Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for R1 Rewards Visa Signature Credit Card?

The R1 Rewards Visa Signature Credit Card customer service number is (800) 375-3674.

What is the support contact email for R1 Rewards Visa Signature Credit Card?

The support contact email for R1 Rewards Visa Signature Credit Card is socialmediateam@r1cu.org.

What is the R1 Rewards Visa Signature Credit Card login page?

You can access the R1 Rewards Visa Signature Credit Card login page here.

How do people rate the customer service and user experience of R1 Rewards Visa Signature Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for R1 Rewards Visa Signature Credit Card

  • Visit the R1 Rewards Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday 9:00am - 1:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Rewards Categories
  • Up to 1.5% Cash Back on Every Purchase
APR Type Variable APR
Card Type
  • Rewards

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