Last Updated: 05/14/2026
Redwood Capital Bank Consumer Low Rate Mastercard®
Unaffiliated
from Redwood Capital Bank
Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Starting at 10.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 10.49%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Redwood Capital Bank Consumer Low Rate Mastercard® Review
This is a card issued by Redwood Capital Bank. If you're wondering whether Redwood Capital Bank Consumer Low Rate Mastercard® is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Redwood Capital Bank Consumer Low Rate Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Accepts cosigners. Redwood Capital Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
Pros & Cons of Redwood Capital Bank Consumer Low Rate Mastercard®
| The Good | The Bad |
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Redwood Capital Bank Consumer Low Rate Mastercard® FAQ
Does Redwood Capital Bank Consumer Low Rate Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
How do people rate the customer service and user experience of Redwood Capital Bank Consumer Low Rate Mastercard®?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Redwood Capital Bank Consumer Low Rate Mastercard® report your account activity to credit bureaus?
Yes, Redwood Capital Bank Consumer Low Rate Mastercard® reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Redwood Capital Bank perform a hard credit pull?
Yes, Redwood Capital Bank Consumer Low Rate Mastercard® performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Redwood Capital Bank Consumer Low Rate Mastercard®
- Visit the website of Redwood Capital Bank Consumer Low Rate Mastercard®.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
Sunday12:00AM - 12:00AMMonday9:00AM - 5:00AMTuesday9:00AM - 5:00AMWednesday9:00AM - 5:00AMThursday9:00AM - 5:00AMFriday9:00AM - 6:00AMSaturday12:00AM - 12:00AM
Other Services by Redwood Capital Bank
Home Equity Lines of Credit
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Other Credit Cards from Redwood Capital Bank
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
N/A
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
15.49%
Disclaimer popup with additional information
Balance Transfer APR
15.49%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
15.49%
Disclaimer popup with additional information
Balance Transfer APR
15.49%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
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Learn MoreSuperMoney Net Recommendation Score
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Redwood Capital Bank Consumer Low Rate Mastercard® Community Reviews
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