Mountain America Credit Union Visa Low Rate
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| Purchase APR (Variable APR) | 7.99 - 10.9 |
| Balance Transfer APR (Variable APR) | 7.99 - 18.00 |
| Credit Score Range | 670 - 750 |
| Annual Fee | $0 |
Mountain America Credit Union Visa Low Rate Review
This is a card issued by Mountain America Credit Union. If you're wondering whether Mountain America Credit Union Visa Low Rate is the right card for you, read on.
Key Takeaways
- Competitive APRs. Mountain America Credit Union Visa Low Rate has a variable purchase APR that ranges from 7.99% up to 10.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of Mountain America Credit Union Visa Low Rate
| The Good | The Bad |
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Mountain America Credit Union Visa Low Rate FAQ
Does Mountain America Credit Union Visa Low Rate have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Mountain America Credit Union Visa Low Rate benefits?
It provides the following benefits:
- Free Credit Report
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Mountain America Credit Union Visa Low Rate?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Mountain America Credit Union Visa Low Rate has a variable purchase APR that ranges from 7.99% up to 10.9%. The card has a variable balance transfer APR that ranges from 7.99% up to 18.00%. It also has a variable cash advance APR starting at 17.99% .
Does Mountain America Credit Union Visa Low Rate have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Mountain America Credit Union Visa Low Rate have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Mountain America Credit Union Visa Low Rate?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Mountain America Credit Union Visa Low Rate have a foreign transaction fee?
Mountain America Credit Union Visa Low Rate charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Mountain America Credit Union Visa Low Rate?
The Mountain America Credit Union Visa Low Rate customer service number is (800) 748-4302.
What is the support contact email for Mountain America Credit Union Visa Low Rate?
The support contact email for Mountain America Credit Union Visa Low Rate is macumail@macu.com.
What is the Mountain America Credit Union Visa Low Rate login page?
You can access the Mountain America Credit Union Visa Low Rate login page here.
How do people rate the customer service and user experience of Mountain America Credit Union Visa Low Rate?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mountain America Credit Union Visa Low Rate report your account activity to credit bureaus?
Yes, Mountain America Credit Union Visa Low Rate reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Mountain America Credit Union Visa Low Rate
- Visit the Mountain America Credit Union Visa Low Rate website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
7181 S Campus View Dr
West Jordan, UT 84084 USA - (800) 748-4302
- Visit Site
- Email Support
Other Services by Mountain America Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | 0 |
| Cash Advance Fee (%) | 0 |
| Minimum Cash Advance Fee ($) | 0 |
| Foreign Currency Transaction Fee | 1 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | 0 |
| Over-Limit Fee | 0 |
| No Interest Grace Period for Late Payment | 25 days |
| Late Fee Amount | Up to 25 |
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