Last Updated: 07/28/2025
Mountain America Credit Union Visa Low Rate
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
7.99% - 10.9%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
7.99% - 18.00%(Verified 06/21/2024)
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Credit Score Range
670 - 750
Annual Fee
$0
Mountain America Credit Union Visa Low Rate Review
This is a card issued by Mountain America Credit Union. If you're wondering whether Mountain America Credit Union Visa Low Rate is the right card for you, read on.
Key Takeaways
- APRs: Mountain America Credit Union Visa Low Rate has a variable regular purchase APR that ranges from 7.99% up to 10.9%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Mountain America Credit Union Visa Low Rate
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Mountain America Credit Union Visa Low Rate FAQ
Does Mountain America Credit Union Visa Low Rate have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Free Credit Report
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Mountain America Credit Union Visa Low Rate?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Mountain America Credit Union Visa Low Rate has a variable purchase APR that ranges from 7.99% up to 10.9%. The card has a variable balance transfer APR that ranges from 7.99% up to 18.00%. It also has a variable cash advance APR starting at 17.99% .
Does Mountain America Credit Union Visa Low Rate have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Mountain America Credit Union Visa Low Rate have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Mountain America Credit Union Visa Low Rate?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Mountain America Credit Union Visa Low Rate have a foreign transaction fee?
Mountain America Credit Union Visa Low Rate charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Mountain America Credit Union Visa Low Rate?
The customer service number for Mountain America Credit Union Visa Low Rate is (800) 748-4302.
What is the support contact email for Mountain America Credit Union Visa Low Rate?
The support contact email for Mountain America Credit Union Visa Low Rate is macumail@macu.com.
What is the login page for Mountain America Credit Union Visa Low Rate?
You can access the login page of Mountain America Credit Union Visa Low Rate here.
How do people rate the customer service and user experience of Mountain America Credit Union Visa Low Rate?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mountain America Credit Union Visa Low Rate report your account activity to credit bureaus?
Yes, Mountain America Credit Union Visa Low Rate reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mountain America Credit Union perform a hard credit pull?
Yes, Mountain America Credit Union Visa Low Rate performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Mountain America Credit Union Visa Low Rate
- Visit the website of Mountain America Credit Union Visa Low Rate.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed