Last Updated: 07/28/2025
Robins Financial Credit Union Visa® Platinum Rewards
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.45% - 18%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.45% - 18%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
$0
Robins Financial Credit Union Visa® Platinum Rewards Review
This is a card issued by Robins Financial Credit Union. If you're wondering whether Robins Financial Credit Union Visa® Platinum Rewards is the right card for you, read on.
Key Takeaways
- APRs: Robins Financial Credit Union Visa® Platinum Rewards has a variable regular purchase APR that ranges from 13.45% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Robins Financial Credit Union Platinum Rewards
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Robins Financial Credit Union Platinum Rewards FAQ
Does Robins Financial Credit Union Platinum Rewards have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Robins Financial Credit Union Platinum Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Robins Financial Credit Union Visa® Platinum Rewards has a variable purchase APR that ranges from 13.45% up to 18%. The card has a variable balance transfer APR that ranges from 13.45% up to 18%. It also has a variable cash advance APR that ranges from 15.45% up to 18%.
Does Robins Financial Credit Union Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Robins Financial Credit Union Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Robins Financial Credit Union Platinum Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 - $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Robins Financial Credit Union Platinum Rewards have a foreign transaction fee?
Robins Financial Credit Union Platinum Rewards charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Robins Financial Credit Union Platinum Rewards?
The customer service number for Robins Financial Credit Union Platinum Rewards is (800) 241-2405.
What is the support contact email for Robins Financial Credit Union Platinum Rewards?
The support contact email for Robins Financial Credit Union Platinum Rewards is info@robinsfcu.org.
What is the login page for Robins Financial Credit Union Platinum Rewards?
You can access the login page of Robins Financial Credit Union Platinum Rewards here.
How do people rate the customer service and user experience of Robins Financial Credit Union Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Robins Financial Credit Union Visa® Platinum Rewards report your account activity to credit bureaus?
Yes, Robins Financial Credit Union Visa® Platinum Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Robins Financial Credit Union perform a hard credit pull?
Yes, Robins Financial Credit Union Platinum Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Robins Financial Credit Union Platinum Rewards
- Visit the website of Robins Financial Credit Union Platinum Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
9:00AM - 12:00PM