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Last Updated: 07/28/2025

UniWyo Credit Union Share Secured Credit Card

from UniWyo Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
UniWyo Credit Union logo
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Highlights

Purchase APR (Variable APR)

12.99%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A


Credit Score Range

N/A


Annual Fee

$0

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UniWyo Credit Union Share Secured Credit Card Review

This is a secured credit card issued by UniWyo Credit Union. If you're wondering whether UniWyo Credit Union Share Secured Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: UniWyo Credit Union Share Secured Credit Card has a variable regular purchase APR of 12.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.

Pros & Cons of UniWyo Credit Union Share Secured Credit Card

UniWyo Credit Union Share Secured Credit Card FAQ

Does UniWyo Credit Union Share Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for UniWyo Credit Union Share Secured Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
UniWyo Credit Union Share Secured Credit Card has a variable purchase APR of 12.99%. UniWyo Credit Union Share Secured Credit Card does not offer balance transfers.

Does UniWyo Credit Union Share Secured Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. UniWyo Credit Union Share Secured Credit Card does not offer balance transfers.

Does UniWyo Credit Union Share Secured Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for UniWyo Credit Union Share Secured Credit Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for UniWyo Credit Union Share Secured Credit Card?

The customer service number for UniWyo Credit Union Share Secured Credit Card is (307) 721-5600.

What is the support contact email for UniWyo Credit Union Share Secured Credit Card?

The support contact email for UniWyo Credit Union Share Secured Credit Card is contact.us@uniwyo.com.

How do people rate the customer service and user experience of UniWyo Credit Union Share Secured Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does UniWyo Credit Union Share Secured Credit Card report your account activity to credit bureaus?

Yes, UniWyo Credit Union Share Secured Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does UniWyo Credit Union perform a hard credit pull?

Yes, UniWyo Credit Union Share Secured Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for UniWyo Credit Union Share Secured Credit Card

  • Visit the website of UniWyo Credit Union Share Secured Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2020 Grand Ave
Suite 100
Laramie, WY 82070
(307) 721-5600
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
9:00AM - 1:00PM
Saturday
Closed

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Other Credit Cards from UniWyo Credit Union

UniWyo Credit Union logo
Rating not yet determined
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Purchase APR

13.24% - 17.99%
Disclaimer popup with additional information

Balance Transfer APR

13.24% - 17.99%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

$0
Visit Site

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

UniWyo Credit Union Share Secured Credit Card Community Reviews

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