Last Updated: 07/28/2025
Carolina Cooperative FCU VISA® Secured Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 8.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
N/A
Annual Fee
N/A
Carolina Cooperative FCU VISA® Secured Credit Card Review
This is a secured credit rewards card issued by Carolina Cooperative Federal Credit Union. If you're wondering whether Carolina Cooperative FCU VISA® Secured Credit Card is the right card for you, read on.
Key Takeaways
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Pros & Cons of Carolina Cooperative FCU VISA® Secured Credit Card
| The Good | The Bad |
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Carolina Cooperative FCU VISA® Secured Credit Card FAQ
Does Carolina Cooperative FCU VISA® Secured Credit Card have a cash back or rewards program?
Carolina Cooperative FCU VISA® Secured Credit Card is a rewards card.
| Description |
Does Carolina Cooperative FCU VISA® Secured Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Carolina Cooperative FCU VISA® Secured Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Carolina Cooperative FCU VISA® Secured Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Carolina Cooperative FCU VISA® Secured Credit Card has a fixed purchase APR starting at 8.90%. Carolina Cooperative FCU VISA® Secured Credit Card does not offer balance transfers.
Does Carolina Cooperative FCU VISA® Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Carolina Cooperative FCU VISA® Secured Credit Card does not offer balance transfers.Does Carolina Cooperative FCU VISA® Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Carolina Cooperative FCU VISA® Secured Credit Card?
N/A.
What is the customer service phone number for Carolina Cooperative FCU VISA® Secured Credit Card?
The customer service number for Carolina Cooperative FCU VISA® Secured Credit Card is (704) 543-8901.
What is the support contact email for Carolina Cooperative FCU VISA® Secured Credit Card?
The support contact email for Carolina Cooperative FCU VISA® Secured Credit Card is mail@carolinacu.com.
How do people rate the customer service and user experience of Carolina Cooperative FCU VISA® Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Carolina Cooperative FCU VISA® Secured Credit Card report your account activity to credit bureaus?
Yes, Carolina Cooperative FCU VISA® Secured Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Carolina Cooperative Federal Credit Union perform a hard credit pull?
Yes, Carolina Cooperative FCU VISA® Secured Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Carolina Cooperative FCU VISA® Secured Credit Card
- Visit the website of Carolina Cooperative FCU VISA® Secured Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Carolina Cooperative Federal Credit Union
Other Credit Cards from Carolina Cooperative Federal Credit Union
Rating not yet determined
Purchase APR
Starting at 12.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 8.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
N/A
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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