Last Updated: 07/28/2025
Vantage Point FCU VISA Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 6.99%(Verified 08/04/2024)
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
N/A
Annual Fee
N/A
Vantage Point FCU VISA Credit Card Review
This is a card issued by Vantage Point Federal Credit Union. If you're wondering whether Vantage Point FCU VISA Credit Card is the right card for you, read on.
Key Takeaways
Pros & Cons of Vantage Point FCU VISA Credit Card
| The Good | The Bad |
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Vantage Point FCU VISA Credit Card FAQ
Does Vantage Point FCU VISA Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Vantage Point FCU VISA Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Vantage Point FCU VISA Credit Card has a fixed purchase APR starting at 6.99%. Vantage Point FCU VISA Credit Card does not offer balance transfers. It also has a fixed cash advance APR starting at 6.99% .
Does Vantage Point FCU VISA Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Vantage Point FCU VISA Credit Card does not offer balance transfers.Does Vantage Point FCU VISA Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Vantage Point FCU VISA Credit Card?
N/A.
What is the customer service phone number for Vantage Point FCU VISA Credit Card?
The customer service number for Vantage Point FCU VISA Credit Card is (804) 541-1473.
What is the login page for Vantage Point FCU VISA Credit Card?
You can access the login page of Vantage Point FCU VISA Credit Card here.
How do people rate the customer service and user experience of Vantage Point FCU VISA Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Vantage Point FCU VISA Credit Card report your account activity to credit bureaus?
Yes, Vantage Point FCU VISA Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Vantage Point Federal Credit Union perform a hard credit pull?
Yes, Vantage Point FCU VISA Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Vantage Point FCU VISA Credit Card
- Visit the website of Vantage Point FCU VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed