Last Updated: 07/28/2025
St. Anne’s CU Credit Builder Card
Unaffiliated
in Credit Cards from St. Anne’s Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.99% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
12.99% - 18.00%(Verified 06/21/2024)
Credit Score Range
620 - 850
Annual Fee
$0
St. Anne’s CU Credit Builder Card Review
This is a card issued by St. Anne’s Credit Union. If you're wondering whether St. Anne’s CU Credit Builder Card is the right card for you, read on.
Key Takeaways
- APRs: St. Anne’s CU Credit Builder Card has a variable regular purchase APR that ranges from 12.99% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of St. Anne’s CU Credit Builder Card
| The Good | The Bad |
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St. Anne’s CU Credit Builder Card FAQ
Does St. Anne’s CU Credit Builder Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for St. Anne’s CU Credit Builder Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.St. Anne’s CU Credit Builder Card has a variable purchase APR that ranges from 12.99% up to 18.00%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.00%. It also has a variable cash advance APR that ranges from 12.99% up to 18.00%.
Does St. Anne’s CU Credit Builder Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does St. Anne’s CU Credit Builder Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for St. Anne’s CU Credit Builder Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does St. Anne’s CU Credit Builder Card have a foreign transaction fee?
St. Anne’s CU Credit Builder Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for St. Anne’s CU Credit Builder Card?
The customer service number for St. Anne’s CU Credit Builder Card is (877) 782-6637.
What is the support contact email for St. Anne’s CU Credit Builder Card?
The support contact email for St. Anne’s CU Credit Builder Card is einfo@stannes.com.
What is the login page for St. Anne’s CU Credit Builder Card?
You can access the login page of St. Anne’s CU Credit Builder Card here.
How do people rate the customer service and user experience of St. Anne’s CU Credit Builder Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does St. Anne’s CU Credit Builder Card report your account activity to credit bureaus?
Yes, St. Anne’s CU Credit Builder Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does St. Anne’s Credit Union perform a hard credit pull?
Yes, St. Anne’s CU Credit Builder Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for St. Anne’s CU Credit Builder Card
- Visit the website of St. Anne’s CU Credit Builder Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 1:00PM