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  Citizens National Bank of Cheboygan Checkmate Lines of Credit

Citizens National Bank of Cheboygan Checkmate Lines of Credit

in Personal Lines of Credit from Citizens National Bank of Cheboygan

Unaffiliated

Citizens National Bank of Cheboygan Checkmate Lines of Credit

Unaffiliated

in Personal Lines of Credit from Citizens National Bank of Cheboygan

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APR  (Fee or Charge Based Product) N/A

Citizens National Bank of Cheboygan Checkmate Lines of Credit Review

Citizens National Bank of Cheboygan Checkmate Lines of Credit is offered by Citizens National Bank of Cheboygan, a bank founded in 1931 and based in Cheboygan, MI. Citizens National Bank of Cheboygan Checkmate Lines of Credit is available in 1 state across the USA.

Citizens National Bank of Cheboygan Checkmate Lines of Credit FAQ

What APRs does Citizens National Bank of Cheboygan Checkmate Lines of Credit offer?

Citizens National Bank of Cheboygan Checkmate Lines of Credit offers a fee or charge based product but they do not disclose their rates.

Unlike most credit lines, which typically charge a simple daily interest rate, Citizens National Bank of Cheboygan Checkmate Lines of Credit does not have a periodic interest rate. Instead, Citizens National Bank of Cheboygan Checkmate Lines of Credit charges a fee each payment period based on your ending principal balance . The equivalent APR will vary depending on the amount borrowed and how long you take to repay, but they do not disclose their rates.

Does the Citizens National Bank of Cheboygan Checkmate Lines of Credit charge an origination fee?

Yes, Citizens National Bank of Cheboygan Checkmate Lines of Credit charges a line of credit origination fee.

Does the Citizens National Bank of Cheboygan Checkmate Lines of Credit charge a cash advance fee?

Yes, Citizens National Bank of Cheboygan Checkmate Lines of Credit may charge a fee.

Does the Citizens National Bank of Cheboygan Checkmate Lines of Credit charge a statement balance fee?

Does Citizens National Bank of Cheboygan Checkmate Lines of Credit charge a late fee?

Yes, Citizens National Bank of Cheboygan Checkmate Lines of Credit may charge borrowers a late payment fee.

Citizens National Bank of Cheboygan Checkmate Lines of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for Citizens National Bank of Cheboygan Checkmate Lines of Credit?

Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens National Bank of Cheboygan Checkmate Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens National Bank of Cheboygan Checkmate Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Citizens National Bank of Cheboygan Checkmate Lines of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens National Bank of Cheboygan Checkmate Lines of Credit. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Citizens National Bank of Cheboygan Checkmate Lines of Credit report your account activity to credit bureaus?

Yes, Citizens National Bank of Cheboygan Checkmate Lines of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Citizens National Bank of Cheboygan Checkmate Lines of Credit

  • Visit the Citizens National Bank of Cheboygan Checkmate Lines of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Checking Account Required  
Credit Score Range 650 - 840
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Check by mail
  • Storefront
  • Bank Transfer
  • Cash

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