Citizens NB Cheboygan Checkmate Lines of Credit

Citizens NB Cheboygan Checkmate Lines of Credit Review

Citizens NB Cheboygan Checkmate Lines of Credit is offered through Citizens National Bank of Cheboygan savings accounts, a bank founded in 1931 and based in Cheboygan, MI. Citizens NB Cheboygan Checkmate Lines of Credit are available in 1 state across the USA.

Citizens NB Cheboygan Checkmate Lines of Credit FAQ

What APRs does Citizens NB Cheboygan Checkmate Lines of Credit offer?

Citizens NB Cheboygan Checkmate Lines of Credit offers a fee or charge based product, but they do not disclose their rates.

Unlike most credit lines, which typically charge a simple daily interest rate, Citizens NB Cheboygan Checkmate Lines of Credit does not have a periodic interest rate. Instead, Citizens NB Cheboygan Checkmate Lines of Credit charges a fee each payment period based on your ending principal balance . The equivalent APR will vary depending on the amount borrowed and how long you take to repay, but they do not disclose their interest rates.

Does Citizens NB Cheboygan Checkmate Lines of Credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Citizens NB Cheboygan Checkmate Lines of Credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Citizens NB Cheboygan Checkmate Lines of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Citizens NB Cheboygan Checkmate Lines of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

Citizens NB Cheboygan Checkmate Lines of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for Citizens NB Cheboygan Checkmate Lines of Credit?

Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens NB Cheboygan Checkmate Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens NB Cheboygan Checkmate Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Citizens NB Cheboygan Checkmate Lines of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens NB Cheboygan Checkmate Lines of Credit. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

• Applicants must have an active and valid personal checking account
• Proof of income
• Recent bank statements
• Driver's license
• Government issued photo ID
• Proof of identity

Does Citizens NB Cheboygan Checkmate Lines of Credit report your account activity to credit bureaus?

Yes, Citizens NB Cheboygan Checkmate Lines of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Citizens National Bank of Cheboygan a legit company?

Citizens National Bank of Cheboygan was founded in 1931, it is a well-established company that has been in business for 92 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Citizens NB Cheboygan Checkmate Lines of Credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.