Last Updated: 04/18/2025
Citizens NB Cheboygan Checkmate Lines of Credit
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Personal Lines of Credit
Filter & compare all your options in one place.
Highlights
Amount Range
N/A
APR (Fee-Based Product)
N/A
Citizens NB Cheboygan Checkmate Lines of Credit Review
Citizens NB Cheboygan Checkmate Lines of Credit is offered through Citizens National Bank of Cheboygan, a bank founded in 1931 and based in Cheboygan, MI. Citizens NB Cheboygan Checkmate Lines of Credit are available in 1 state.
Citizens NB Cheboygan Checkmate Lines of Credit FAQ
What APRs does Citizens NB Cheboygan Checkmate Lines of Credit offer?
Citizens NB Cheboygan Checkmate Lines of Credit offers a fee or charge based product , but they do not disclose their rates.
Unlike most credit lines, which typically charge a simple daily interest rate, Citizens NB Cheboygan Checkmate Lines of Credit does not have a periodic interest rate. Instead, Citizens NB Cheboygan Checkmate Lines of Credit charges a fee each payment period based on your ending principal balance . The equivalent APR will vary depending on the amount borrowed and how long you take to repay, but they do not disclose their rates. Does the Citizens NB Cheboygan Checkmate Lines of Credit charge an origination fee?
Yes, Citizens NB Cheboygan Checkmate Lines of Credit charges a line of credit origination fee .Does the Citizens NB Cheboygan Checkmate Lines of Credit charge a cash advance fee?
Yes, Citizens NB Cheboygan Checkmate Lines of Credit may charge a fee .Does Citizens NB Cheboygan Checkmate Lines of Credit charge a late fee?
Yes, Citizens NB Cheboygan Checkmate Lines of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Citizens NB Cheboygan Checkmate Lines of Credit?
Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens NB Cheboygan Checkmate Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Citizens NB Cheboygan Checkmate Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Citizens NB Cheboygan Checkmate Lines of Credit report your account activity to credit bureaus?
Yes, Citizens NB Cheboygan Checkmate Lines of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Citizens National Bank of Cheboygan perform a hard credit pull?
Yes, Citizens NB Cheboygan Checkmate Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Citizens NB Cheboygan Checkmate Lines of Credit
- Visit the Citizens NB Cheboygan Checkmate Lines of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed