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  Citizens Bank of Cheboygan Personal Lines of Credit
Citizens Bank of Cheboygan Personal Lines of Credit Unaffiliated

Citizens Bank of Cheboygan Personal Lines of Credit

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APR  (Fixed APR) N/A

Citizens Bank of Cheboygan Personal Lines of Credit Review

Citizens Bank of Cheboygan Personal Lines of Credit is offered through Citizens National Bank of Cheboygan savings accounts, a bank founded in 1931 and based in Cheboygan, MI. Citizens Bank of Cheboygan Personal Lines of Credit are available in 1 state across the USA.

Citizens Bank of Cheboygan lines of credit FAQ

What APRs does Citizens Bank of Cheboygan Personal Lines of Credit offer?

Citizens Bank of Cheboygan Personal Lines of Credit offers a fixed APR product, but they do not disclose their rates.

Does Citizens Bank of Cheboygan lines of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Citizens Bank of Cheboygan lines of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Citizens Bank of Cheboygan Personal Lines of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Citizens Bank of Cheboygan Personal Lines of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

Citizens Bank of Cheboygan Personal Lines of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for Citizens Bank of Cheboygan Personal Lines of Credit?

Applicants with a credit score of at least 600 and up to 840 may be eligible for Citizens Bank of Cheboygan Personal Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens Bank of Cheboygan Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Citizens Bank of Cheboygan Personal Lines of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens Bank of Cheboygan Personal Lines of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Citizens Bank of Cheboygan Personal Lines of Credit.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Citizens Bank of Cheboygan Personal Lines of Credit report your account activity to credit bureaus?

Yes, Citizens Bank of Cheboygan Personal Lines of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Citizens National Bank of Cheboygan a legit company?

Citizens National Bank of Cheboygan was founded in 1931, it is a well-established company that has been in business for 92 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Citizens Bank of Cheboygan lines of credit

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Citizens National Bank of Cheboygan

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Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Credit Score Range 600 - 840
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Automatic Payments
  • Check by mail
  • Storefront
  • Cash
  • Bank Transfer
APR Type Fixed APR

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