Citizens Bank of Cheboygan Personal Lines of Credit Review

Citizens Bank of Cheboygan Personal Lines of Credit is offered by Citizens National Bank of Cheboygan, a bank founded in 1931 and based in Cheboygan, MI. Citizens Bank of Cheboygan Personal Lines of Credit is available in 1 state across the USA.

What APRs does Citizens Bank of Cheboygan Personal Lines of Credit offer?

Citizens Bank of Cheboygan Personal Lines of Credit offers a fixed APR product but they do not disclose their rates.

Does the Citizens Bank of Cheboygan Personal Lines of Credit charge an origination fee?

Yes, Citizens Bank of Cheboygan Personal Lines of Credit charges a line of credit origination fee.

Does the Citizens Bank of Cheboygan Personal Lines of Credit charge a cash advance fee?

Yes, Citizens Bank of Cheboygan Personal Lines of Credit may charge a fee.

Does the Citizens Bank of Cheboygan Personal Lines of Credit charge a statement balance fee?

Does Citizens Bank of Cheboygan Personal Lines of Credit charge a late fee?

Yes, Citizens Bank of Cheboygan Personal Lines of Credit may charge borrowers a late payment fee.

Citizens Bank of Cheboygan Personal Lines of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for Citizens Bank of Cheboygan Personal Lines of Credit?

Applicants with a credit score of at least 600 and up to 840 may be eligible for Citizens Bank of Cheboygan Personal Lines of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens Bank of Cheboygan Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement. Citizens Bank of Cheboygan Personal Lines of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens Bank of Cheboygan Personal Lines of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Citizens Bank of Cheboygan Personal Lines of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

Does Citizens Bank of Cheboygan Personal Lines of Credit report your account activity to credit bureaus?

Yes, Citizens Bank of Cheboygan Personal Lines of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Citizens Bank of Cheboygan Personal Lines of Credit

• Visit the Citizens Bank of Cheboygan Personal Lines of Credit website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.