SuperMoney 
  Delta Community Personal Line of Credit

Delta Community Personal Line of Credit

in Personal Lines of Credit from Delta Community Credit Union

Unaffiliated

Delta Community Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Delta Community Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Delta Community Personal Line of Credit to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
APR  (Variable APR) 10.75% - 17%
Loan Amount $3,000 - $20,000

Delta Community Personal Line of Credit Review

Delta Community Personal Line of Credit is offered by Delta Community Credit Union, a credit union founded in 1940 and based in Atlanta, GA. Delta Community Personal Line of Credit is available in 1 state across the USA.

What APRs does Delta Community Personal Line of Credit offer?

Delta Community Personal Line of Credit offers a variable APR product that ranges from 10.75% APR up to 17% APR.

Does Delta Community Personal Line of Credit charge an origination fee?

Yes, Delta Community Personal Line of Credit charges a line of credit origination fee.

Does Delta Community Personal Line of Credit charge a cash advance fee?

Yes, Delta Community Personal Line of Credit may charge a fee.

Does Delta Community Personal Line of Credit charge a late fee?

Yes, Delta Community Personal Line of Credit may charge borrowers a late payment fee.

How much can you borrow via Delta Community Personal Line of Credit?

Upon approval and based on your credit worthiness, your Delta Community Personal Line of Credit personal line of credit will be assigned a credit line of at least $3,000 and as much as $20,000. .

Delta Community Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Delta Community Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 are eligible for Delta Community Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Delta Community Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Delta Community Personal Line of Credit will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Delta Community Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Delta Community Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does Delta Community Personal Line of Credit report your account activity to credit bureaus?

Delta Community Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Delta Community Personal Line of Credit

  • Visit the Delta Community Credit Union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Annual Fee $0
Checking Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Residence
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Payment Options
  • Bank Transfer
  • Check by mail
  • Storefront
APR (Variable APR) 10.75% - 17%
Loan Amount $3K - $20K

Be the first to rate

 

Would you recommend Delta Community Personal Line of Credit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Lines of Credit

MoneyKey Line of Credit
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

SunTrust Select Credit Line
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews