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  Delta Community Personal Line of Credit

Delta Community Personal Line of Credit

in Personal Lines of Credit from Delta Community Credit Union

Unaffiliated

Delta Community Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Delta Community Credit Union

Net Recommendation Score -100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users recommend
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1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Loan Amount $3,000 - $20,000
APR  (Variable APR) 10.75% - 17%

Delta Community Personal Line of Credit Review

Delta Community Personal Line of Credit is offered by Delta Community Credit Union, a credit union founded in 1940 and based in Atlanta, GA. Delta Community Personal Line of Credit is available in 1 state across the USA.

Delta Community Personal Line of Credit FAQ

What APRs does Delta Community Personal Line of Credit offer?

Delta Community Personal Line of Credit offers a variable APR product that ranges from 10.75% APR up to 17% APR.

Does the Delta Community Personal Line of Credit charge an origination fee?

Yes, Delta Community Personal Line of Credit charges a line of credit origination fee.

Does the Delta Community Personal Line of Credit charge a cash advance fee?

Yes, Delta Community Personal Line of Credit may charge a fee.

Does the Delta Community Personal Line of Credit charge a statement balance fee?

Does Delta Community Personal Line of Credit charge a late fee?

Yes, Delta Community Personal Line of Credit may charge borrowers a late payment fee.

How much can you borrow via Delta Community Personal Line of Credit?

Upon approval and based on your credit worthiness, your Delta Community Personal Line of Credit personal line of credit will be assigned a credit limit of at least $3,000 and as much as $20,000. .

Delta Community Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for Delta Community Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for Delta Community Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Delta Community Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Delta Community Personal Line of Credit will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Delta Community Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Delta Community Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does Delta Community Personal Line of Credit report your account activity to credit bureaus?

Yes, Delta Community Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Delta Community Personal Line of Credit

  • Visit the Delta Community Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1025 Virginia Ave
    Atlanta, GA 30354 USA
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 4:30pm
  • Tuesday 8:30am - 4:30pm
  • Wednesday 8:30am - 4:30pm
  • Thursday 8:30am - 4:30pm
  • Friday 8:30am - 5:30pm
  • Saturday 9:00am - 12:00pm

Other Services by Delta Community Credit Union

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Annual Fee $0
Checking Account Required
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Residence
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Payment Options
  • Bank Transfer
  • Check by mail
  • Storefront
APR (Variable APR) 10.75% - 17%
Loan Amount $3,000 - $20,000

Delta Community Personal Line of Credit Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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