Last Updated: 04/18/2025
Academic Employees CU Classroom Cash Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
8.00%(Verified 08/06/2024)
Amount Range
Up to $500
Loan Term (Months)
10
Academic Employees CU Classroom Cash Loans Review
Academic Employees CU Classroom Cash Loans is offered by Academic Employees Credit Union, a credit union founded in 1936 and based in Columbia, MO. Academic Employees CU Classroom Cash Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Academic Employees CU Classroom Cash Loans are on the lower end of the spectrum.
- Short loan terms. Academic Employees CU Classroom Cash Loans have loan terms as short as 10 months.
Academic Employees CU Classroom Cash Loans Pros & Cons
| Pros | Cons |
|
Academic Employees CU Classroom Cash Loans FAQ
What interest rates and personal loan terms does Academic Employees CU Classroom Cash Loans offer?
What interest rates does Academic Employees CU Classroom Cash Loans offer?
Academic Employees CU Classroom Cash Loans offers a fixed APR personal loan product of 8.00%.
What is the maximum loan term you can get with Academic Employees CU Classroom Cash Loans?
Academic Employees CU Classroom Cash Loans offers loans with terms of 10 months.
| Personal Loan Amount | up to $500.00 |
| Loan Term | 10 months |
| APR | 8.00% |
What fees does Academic Employees CU Classroom Cash Loans charge?
Does Academic Employees CU Classroom Cash Loans charge an origination fee?
Academic Employees CU Classroom Cash Loans may charge a personal loan origination fee .
Does Academic Employees CU Classroom Cash Loans charge a late fee?
Academic Employees CU Classroom Cash Loans does not disclose whether it charges late payment fees.
Does Academic Employees CU Classroom Cash Loans charge prepayment fees?
No, Academic Employees CU Classroom Cash Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | Starting at $15.00 |
What do you need to qualify for Academic Employees CU Classroom Cash Loans?
Academic Employees CU Classroom Cash Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Academic Employees CU Classroom Cash Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Academic Employees CU Classroom Cash Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Academic Employees CU Classroom Cash Loans report your account activity to credit bureaus?
Yes, Academic Employees CU Classroom Cash Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Academic Employees Credit Union perform a hard credit pull?
Yes, Academic Employees CU Classroom Cash Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Academic Employees CU Classroom Cash Loans legit?
Academic Employees Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
10:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed