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Last Updated: 04/18/2025

Achieve FCU Personal Loans

in Personal Loans from Achieve Financial Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Fixed APR)

Starting at 8.99%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

12 - 60

Achieve FCU Personal Loans Review

Achieve FCU Personal Loans is offered by Achieve Financial Credit Union, a credit union founded in 1934 and based in New Britain, CT. Achieve FCU Personal Loans are available in 50 states and Washington, DC.

Key Takeaways

APRs starting at 8.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Achieve FCU Personal Loans are on the lower end of the spectrum.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Achieve FCU Personal Loans.

Achieve FCU Personal Loans Pros & Cons

Pros

Cons

No prepayment penalty.
Accepts cosigners and coborrowers.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.

Achieve FCU Personal Loans FAQ

What interest rates and personal loan terms does Achieve FCU Personal Loans offer?

What interest rates does Achieve FCU Personal Loans offer?

Achieve FCU Personal Loans offers a fixed APR personal loan product that starts at 8.99% APR.

What is the maximum loan term you can get with Achieve FCU Personal Loans?

Achieve FCU Personal Loans offers loans with terms of up to 60 months.

Achieve FCU Personal Loans Interest Rates & Loan Terms

Personal Loan Amount

N/A

Loan Term

12 - 60 months

APR

Starting at 8.99%

What fees does Achieve FCU Personal Loans charge?

Does Achieve FCU Personal Loans charge an origination fee?

Achieve FCU Personal Loans may charge a personal loan origination fee .

Does Achieve FCU Personal Loans charge a late fee?

Achieve FCU Personal Loans does not disclose whether it charges late payment fees.

Does Achieve FCU Personal Loans charge prepayment fees?

No, Achieve FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Achieve FCU Personal Loans Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Achieve FCU Personal Loans?

Achieve FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Achieve FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Achieve FCU Personal Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Government issued photo ID
Proof of identity

Achieve FCU Personal Loans Eligibility Criteria

Minimum Age

Bank Account Required?

Application Types Accepted

Co-borrowers
Cosigners
Individual Applications

Credit Score

N/A

Does Achieve FCU Personal Loans report your account activity to credit bureaus?

Yes, Achieve FCU Personal Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Achieve Financial Credit Union perform a hard credit pull?

Yes, Achieve FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Achieve FCU Personal Loans legit?

Achieve Financial Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

450 W Main St

New Britain, CT 06052

(860) 828-2790

Visit Site

Hours of Operation

Sunday

Closed

Monday

10:00AM - 4:00PM

Tuesday

10:00AM - 4:00PM

Wednesday

10:00AM - 5:00PM

Thursday

10:00AM - 5:00PM

Friday

10:00AM - 5:00PM

Saturday

Closed

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Other Personal Loans from Achieve Financial Credit Union

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APR

Starting at 9.00%

Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

N/A

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Achieve FCU Share Secured Loans

Rating not yet determined

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APR

Starting at 2.05%

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Amount Range

N/A

Loan Term (Months)

N/A

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Achieve FCU Student Loan Consolidation

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APR

Starting at 5.49%

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Amount Range

N/A

Loan Term (Months)

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.