2 more

Last Updated: 04/18/2025

Achieve FCU Share Secured Loans

in Personal Loans from Achieve Financial Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Personal Loans

Avant Loans

Strongly recommended703 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended703 Reviews

Learn More

Strongly recommended326 Reviews

Learn More

Strongly recommended314 Reviews

Learn More

Get Competing Personal Loan Offers

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights

APR (Fixed APR)

Starting at 2.05%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

N/A

Achieve FCU Share Secured Loans Review

Achieve FCU Share Secured Loans is offered by Achieve Financial Credit Union, a credit union founded in 1934 and based in New Britain, CT. Achieve FCU Share Secured Loans are available in 50 states and Washington, DC.

Key Takeaways

APRs starting at 2.05%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Achieve FCU Share Secured Loans are on the lower end of the spectrum.

Achieve FCU Share Secured Loans Pros & Cons

Pros

Cons

Low APRs available to qualified borrowers.
No prepayment penalty.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
No co-sign option available.

Achieve FCU Share Secured Loans FAQ

What interest rates and personal loan terms does Achieve FCU Share Secured Loans offer?

Achieve FCU Share Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Achieve FCU Share Secured Loans offer?

Achieve FCU Share Secured Loans offers a fixed APR personal loan product that starts at 2.05% APR.

Achieve FCU Share Secured Loans Interest Rates & Loan Terms

Personal Loan Amount

N/A

Loan Term

N/A

APR

Starting at 2.05%

What fees does Achieve FCU Share Secured Loans charge?

Does Achieve FCU Share Secured Loans charge an origination fee?

Achieve FCU Share Secured Loans may charge a personal loan origination fee .

Does Achieve FCU Share Secured Loans charge a late fee?

Achieve FCU Share Secured Loans does not disclose whether it charges late payment fees.

Does Achieve FCU Share Secured Loans charge prepayment fees?

No, Achieve FCU Share Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Achieve FCU Share Secured Loans Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Achieve FCU Share Secured Loans?

Achieve FCU Share Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Achieve FCU Share Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Achieve FCU Share Secured Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Government issued photo ID
Proof of identity

Achieve FCU Share Secured Loans Eligibility Criteria

Minimum Age

Bank Account Required?

Application Types Accepted

Individual Applications

Credit Score

N/A

Does Achieve FCU Share Secured Loans report your account activity to credit bureaus?

Yes, Achieve FCU Share Secured Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Achieve Financial Credit Union perform a hard credit pull?

Yes, Achieve FCU Share Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Achieve FCU Share Secured Loans legit?

Achieve Financial Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

450 W Main St

New Britain, CT 06052

(860) 828-2790

Visit Site

Hours of Operation

Sunday

Closed

Monday

10:00AM - 4:00PM

Tuesday

10:00AM - 4:00PM

Wednesday

10:00AM - 5:00PM

Thursday

10:00AM - 5:00PM

Friday

10:00AM - 5:00PM

Saturday

Closed

Other Services by Achieve Financial Credit Union

CD Accounts

2 products

Be the first to rate

Checking Accounts

2 products

Be the first to rate

Money Market Accounts

2 products

Be the first to rate

Savings Accounts

4 products

Be the first to rate

Credit Cards

Be the first to rate

Auto Loans

2 products

Be the first to rate

Auto Loan Refinancing

Be the first to rate

Other Personal Loans from Achieve Financial Credit Union

Achieve FCU Credit Builder Loan

Rating not yet determined

Be the first to rate

APR

Starting at 9.00%

Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

N/A

Visit Site

Achieve FCU Personal Loans

Rating not yet determined

Be the first to rate

APR

Starting at 8.99%

Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

12 - 60

Visit Site

Achieve FCU Student Loan Consolidation

Rating not yet determined

Be the first to rate

APR

Starting at 5.49%

Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

N/A

Visit Site

Community Recommended Products

View All

Strongly recommended703 Reviews

Learn More

Strongly recommended326 Reviews

Learn More

Strongly recommended314 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.