Last Updated: 04/18/2025
Alcoa Community FCU Farm Equipment Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 8.75%(Verified 09/20/2024)
Amount Range
N/A
Loan Term (Months)
Up to 120
Alcoa Community FCU Farm Equipment Loans Review
Alcoa Community FCU Farm Equipment Loans is offered by Alcoa Community Federal Credit Union, a credit union founded in 1957 and based in Benton, AR. Alcoa Community FCU Farm Equipment are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Alcoa Community FCU Farm Equipment Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
Alcoa Community FCU Farm Equipment Pros & Cons
| Pros | Cons |
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Alcoa Community FCU Farm Equipment FAQ
What interest rates and personal loan terms does Alcoa Community FCU Farm Equipment offer?
What interest rates does Alcoa Community FCU Farm Equipment offer?
Alcoa Community FCU Farm Equipment offers a variable APR personal loan product that starts at 8.75% APR.
What is the maximum loan term you can get with Alcoa Community FCU Farm Equipment?
Alcoa Community FCU Farm Equipment offers loans with terms of up to 120 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 120 months |
| APR | Starting at 8.75% |
What fees does Alcoa Community FCU Farm Equipment charge?
Does Alcoa Community FCU Farm Equipment charge an origination fee?
Alcoa Community FCU Farm Equipment may charge a personal loan origination fee .
Does Alcoa Community FCU Farm Equipment charge a late fee?
Alcoa Community FCU Farm Equipment does not disclose whether it charges late payment fees.
Does Alcoa Community FCU Farm Equipment charge prepayment fees?
No, Alcoa Community FCU Farm Equipment does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Alcoa Community FCU Farm Equipment Loans?
Applicants with a credit score that ranges above 600 may be eligible for Alcoa Community FCU Farm Equipment Loans. Alcoa Community FCU Farm Equipment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Alcoa Community FCU Farm Equipment Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | Starting at 600 |
Does Alcoa Community FCU Farm Equipment Loans report your account activity to credit bureaus?
Yes, Alcoa Community FCU Farm Equipment Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alcoa Community Federal Credit Union perform a hard credit pull?
Yes, Alcoa Community FCU Farm Equipment performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Alcoa Community FCU Farm Equipment Loans legit?
Alcoa Community Federal Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM
Other Services by Alcoa Community Federal Credit Union
Other Personal Loans from Alcoa Community Federal Credit Union
Rating not yet determined
APR
8.50% - 18.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 48
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Learn MoreSuperMoney Net Recommendation Score
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