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Last Updated: 04/18/2025

Alcose Credit Union Auto Loans

in Personal Loans from Alcose Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Fixed APR)

Starting at 5.50%(Verified 07/16/2024)

Amount Range

N/A

Loan Term (Months)

Up to 84
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Alcose Credit Union Auto Loans Review

Alcose Credit Union Auto Loans is offered by Alcose Credit Union, a credit union founded in 1950 and based in White Oak, PA. Alcose Credit Union Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 5.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Alcose Credit Union Auto Loans are on the lower end of the spectrum.
  • Super long loan terms. Alcose Credit Union Auto Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.

Alcose Credit Union Auto Loans Pros & Cons

Alcose Credit Union Auto Loans FAQ

What interest rates and personal loan terms does Alcose Credit Union Auto Loans offer?

Alcose Credit Union Auto Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Alcose Credit Union Auto Loans offer?

Alcose Credit Union Auto Loans offers a fixed APR personal loan product that starts at 5.50% APR.

What is the maximum loan term you can get with Alcose Credit Union Auto Loans?

Alcose Credit Union Auto Loans offers loans with terms of up to 84 months.

What fees does Alcose Credit Union Auto Loans charge?

Does Alcose Credit Union Auto Loans charge an origination fee?

Alcose Credit Union Auto Loans may charge a personal loan origination fee .

Does Alcose Credit Union Auto Loans charge a late fee?

Yes, Alcose Credit Union Auto Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.00.

Does Alcose Credit Union Auto Loans charge prepayment fees?

No, Alcose Credit Union Auto Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Alcose Credit Union Auto Loans?

Alcose Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Alcose Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Alcose Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Alcose Credit Union Auto Loans report your account activity to credit bureaus?

Yes, Alcose Credit Union Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Alcose Credit Union perform a hard credit pull?

Yes, Alcose Credit Union Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Alcose Credit Union Auto Loans legit?

Alcose Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3001 Jacks Run Rd
Suite 101
White Oak, PA 15131
(412) 673-2450
Visit Site

Hours of Operation

Sunday

Closed

Monday

8:30AM - 4:00PM

Tuesday

8:30AM - 4:00PM

Wednesday

8:30AM - 4:00PM

Thursday

4:00PM - 5:00PM

Friday

8:30AM - 4:00PM

Saturday

Closed

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