Last Updated: 04/18/2025
Alcose Credit Union No Credit Check Loan
Unaffiliated
in Personal Loans from Alcose Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
15.99% - 17.99%(Verified 07/16/2024)
Amount Range
$500 - $700
Loan Term (Months)
6
Alcose Credit Union No Credit Check Loan Review
Alcose Credit Union No Credit Check Loan is offered by Alcose Credit Union, a credit union founded in 1950 and based in White Oak, PA. Alcose Credit Union No Credit Check Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 15.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Alcose Credit Union No Credit Check Loan are on the higher end of the spectrum.
- Small-dollar loans. Alcose Credit Union No Credit Check Loan has a maximum loan amount of just $700.00 .
- Hard credit pull required. You can't check your rates or see if you prequalify for Alcose Credit Union No Credit Check Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Short loan terms. Alcose Credit Union No Credit Check Loan have loan terms as short as 6 months.
Alcose Credit Union No Credit Check Loan Pros & Cons
| Pros | Cons |
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Alcose Credit Union No Credit Check Loan FAQ
What interest rates and personal loan terms does Alcose Credit Union No Credit Check Loan offer?
Alcose Credit Union No Credit Check Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Alcose Credit Union No Credit Check Loan offer?
Alcose Credit Union No Credit Check Loan offers a fixed APR personal loan product that ranges from 15.99% APR up to 17.99% APR.
How much can you borrow via Alcose Credit Union No Credit Check Loan?
Personal loan amounts start at $500.00 and go up to $700.00
What is the maximum loan term you can get with Alcose Credit Union No Credit Check Loan?
Alcose Credit Union No Credit Check Loan offers loans with terms of 6 months.
| Personal Loan Amount | $500.00 - $700.00 |
| Loan Term | 6 months |
| APR | 15.99% - 17.99% |
What fees does Alcose Credit Union No Credit Check Loan charge?
Does Alcose Credit Union No Credit Check Loan charge an origination fee?
Alcose Credit Union No Credit Check Loan may charge a personal loan origination fee .
Does Alcose Credit Union No Credit Check Loan charge a late fee?
Yes, Alcose Credit Union No Credit Check Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.00.
Does Alcose Credit Union No Credit Check Loan charge prepayment fees?
No, Alcose Credit Union No Credit Check Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $20.00 |
What do you need to qualify for Alcose Credit Union No Credit Check Loan?
Alcose Credit Union No Credit Check Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Alcose Credit Union No Credit Check Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Alcose Credit Union No Credit Check Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Alcose Credit Union No Credit Check Loan report your account activity to credit bureaus?
Yes, Alcose Credit Union No Credit Check Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alcose Credit Union perform a hard credit pull?
Yes, Alcose Credit Union No Credit Check Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Alcose Credit Union No Credit Check Loan legit?
Alcose Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
4:00PM - 5:00PM
Friday
8:30AM - 4:00PM
Saturday
Closed