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Last Updated: 04/18/2025

Alcose Credit Union Signature Loans

in Personal Loans from Alcose Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Fixed APR)

Starting at 9.25%(Verified 07/16/2024)

Amount Range

N/A

Loan Term (Months)

Up to 60

Alcose Credit Union Signature Loans Review

Alcose Credit Union Signature Loans is offered by Alcose Credit Union, a credit union founded in 1950 and based in White Oak, PA. Alcose Credit Union Signature Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

APRs starting at 9.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Alcose Credit Union Signature Loans are on the lower end of the spectrum.

Alcose Credit Union Signature Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.
Charges a late fee of $20.00
No co-sign option available.

Alcose Credit Union Signature Loans FAQ

What interest rates and personal loan terms does Alcose Credit Union Signature Loans offer?

What interest rates does Alcose Credit Union Signature Loans offer?

Alcose Credit Union Signature Loans offers a fixed APR personal loan product that starts at 9.25% APR.

What is the maximum loan term you can get with Alcose Credit Union Signature Loans?

Alcose Credit Union Signature Loans offers loans with terms of up to 60 months.

Alcose Credit Union Signature Loans Interest Rates & Loan Terms

Personal Loan Amount

N/A

Loan Term

up to 60 months

APR

Starting at 9.25%

What fees does Alcose Credit Union Signature Loans charge?

Does Alcose Credit Union Signature Loans charge an origination fee?

Alcose Credit Union Signature Loans may charge a personal loan origination fee .

Does Alcose Credit Union Signature Loans charge a late fee?

Yes, Alcose Credit Union Signature Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.00.

Does Alcose Credit Union Signature Loans charge prepayment fees?

No, Alcose Credit Union Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Alcose Credit Union Signature Loans Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

$20.00

What do you need to qualify for Alcose Credit Union Signature Loans?

Alcose Credit Union Signature Loans does not require or does not disclose a credit score minimum.

Alcose Credit Union Signature Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Alcose Credit Union Signature Loans.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Driver's license or other government photo ID
Government issued photo ID
Proof of identity

Alcose Credit Union Signature Loans Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Credit Score

N/A

Does Alcose Credit Union Signature Loans report your account activity to credit bureaus?

Yes, Alcose Credit Union Signature Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Alcose Credit Union perform a hard credit pull?

Yes, Alcose Credit Union Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Alcose Credit Union Signature Loans legit?

Alcose Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3001 Jacks Run Rd

Suite 101

White Oak, PA 15131

(412) 673-2450

Visit Site

Hours of Operation

Sunday

Closed

Monday

8:30AM - 4:00PM

Tuesday

8:30AM - 4:00PM

Wednesday

8:30AM - 4:00PM

Thursday

4:00PM - 5:00PM

Friday

8:30AM - 4:00PM

Saturday

Closed

Alcose Credit Union Signature Loans

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Highlights

Alcose Credit Union Signature Loans Review

Key Takeaways

Alcose Credit Union Signature Loans Pros & Cons

Alcose Credit Union Signature Loans FAQ

What interest rates and personal loan terms does Alcose Credit Union Signature Loans offer?

What interest rates does Alcose Credit Union Signature Loans offer?

What is the maximum loan term you can get with Alcose Credit Union Signature Loans?

What fees does Alcose Credit Union Signature Loans charge?

Does Alcose Credit Union Signature Loans charge an origination fee?

Does Alcose Credit Union Signature Loans charge a late fee?

Does Alcose Credit Union Signature Loans charge prepayment fees?

What do you need to qualify for Alcose Credit Union Signature Loans?

Does Alcose Credit Union Signature Loans report your account activity to credit bureaus?

Does Alcose Credit Union perform a hard credit pull?

Are Alcose Credit Union Signature Loans legit?

Contact

Hours of Operation

Other Services by Alcose Credit Union