Is Alcose Credit Union Signature Loans the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 9.25%(Verified 07/16/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
Alcose Credit Union Signature Loans Review
Alcose Credit Union Signature Loans is offered by Alcose Credit Union, a credit union founded in 1950 and based in White Oak, PA. Alcose Credit Union Signature Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 9.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Alcose Credit Union Signature Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Alcose Credit Union Signature Loans.
Alcose Credit Union Signature Loans Pros & Cons
| Pros | Cons |
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Alcose Credit Union Signature Loans FAQ
What interest rates and personal loan terms does Alcose Credit Union Signature Loans offer?
What interest rates does Alcose Credit Union Signature Loans offer?
Alcose Credit Union Signature Loans offers a fixed APR personal loan product that starts at 9.25% APR.
What is the maximum loan term you can get with Alcose Credit Union Signature Loans?
Alcose Credit Union Signature Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 9.25% |
What fees does Alcose Credit Union Signature Loans charge?
Does Alcose Credit Union Signature Loans charge an origination fee?
Alcose Credit Union Signature Loans may charge a personal loan origination fee .
Does Alcose Credit Union Signature Loans charge a late fee?
Yes, Alcose Credit Union Signature Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $20.00.
Does Alcose Credit Union Signature Loans charge prepayment fees?
No, Alcose Credit Union Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $20.00 |
What do you need to qualify for Alcose Credit Union Signature Loans?
Alcose Credit Union Signature Loans does not require or does not disclose a credit score minimum. Alcose Credit Union Signature Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Alcose Credit Union Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Alcose Credit Union Signature Loans report your account activity to credit bureaus?
Yes, Alcose Credit Union Signature Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Alcose Credit Union perform a hard credit pull?
Yes, Alcose Credit Union Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Alcose Credit Union Signature Loans legit?
Alcose Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:30AM - 4:00PMTuesday8:30AM - 4:00PMWednesday8:30AM - 4:00PMThursday4:00PM - 5:00PMFriday8:30AM - 4:00PMSaturdayClosed
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Amount Range
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15.99% - 17.99%
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Loan Term (Months)
N/A
SuperMoney Net Recommendation Score
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