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Last Updated: 04/18/2025

AMBRAW FCU Share Covered Loan

from AMBRAW Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
AMBRAW Federal Credit Union logo
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Highlights

APR (Fixed APR)

4.00% - 4.50%(Verified 06/21/2024)

Amount Range

N/A


Loan Term (Months)

36 - 60

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AMBRAW FCU Share Covered Loan Review

AMBRAW FCU Share Covered Loan is offered by AMBRAW Federal Credit Union, a credit union founded in 1936 and based in Lawrenceville, IL. AMBRAW FCU Share Covered Loan are available in 50 states and Washington, DC.

Key Takeaways

  • APRs starting at 4.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for AMBRAW FCU Share Covered Loan are on the lower end of the spectrum.

AMBRAW FCU Share Covered Loan Pros & Cons

AMBRAW FCU Share Covered Loan FAQ

What interest rates and personal loan terms does AMBRAW FCU Share Covered Loan offer?

AMBRAW FCU Share Covered Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does AMBRAW FCU Share Covered Loan offer?

AMBRAW FCU Share Covered Loan offers a fixed APR personal loan product that ranges from 4.00% APR up to 4.50% APR.

What is the maximum loan term you can get with AMBRAW FCU Share Covered Loan?

AMBRAW FCU Share Covered Loan offers loans with terms of up to 60 months.

What fees does AMBRAW FCU Share Covered Loan charge?

Does AMBRAW FCU Share Covered Loan charge an origination fee?

AMBRAW FCU Share Covered Loan may charge a personal loan origination fee .

Does AMBRAW FCU Share Covered Loan charge a late fee?

AMBRAW FCU Share Covered Loan does not disclose whether it charges late payment fees.

Does AMBRAW FCU Share Covered Loan charge prepayment fees?

No, AMBRAW FCU Share Covered Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for AMBRAW FCU Share Covered Loan?

AMBRAW FCU Share Covered Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
AMBRAW FCU Share Covered Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by AMBRAW FCU Share Covered Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does AMBRAW FCU Share Covered Loan report your account activity to credit bureaus?

Yes, AMBRAW FCU Share Covered Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does AMBRAW Federal Credit Union perform a hard credit pull?

Yes, AMBRAW FCU Share Covered Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are AMBRAW FCU Share Covered Loan legit?

AMBRAW Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2300 Lexington Ave
Lawrenceville, IL 62439
(618) 943-2913
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 12:30PM
Thursday
8:30AM - 4:00PM
Friday
8:30AM - 5:00PM
Saturday
9:00AM - 12:00PM

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Other Personal Loans from AMBRAW Federal Credit Union

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APR

9.75%
Disclaimer popup with additional information

Amount Range

Starting at $3,000

Loan Term (Months)

36 - 60
Visit Site
AMBRAW Federal Credit Union logo

APR

12.49% - 18.00%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

Up to 36
AMBRAW Federal Credit Union logo

APR

18.00%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

Up to 6

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

AMBRAW FCU Share Covered Loan Community Reviews

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