Bison Federal Credit Union Signature (Personal) Loans

Bison Federal Credit Union Signature (Personal) Loans Review

Bison Federal Credit Union Signature (Personal) Loans is offered by Bison Federal Credit Union, a credit union founded in 1951 and based in Shawnee, OK. Bison Federal Credit Union Signature (Personal) Loans are available in 50 states (and Washington, DC).

Key Takeaways

• APRs starting at 11.49%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Bison Federal Credit Union Signature (Personal) Loans are on the higher end of the spectrum.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Bison Federal Credit Union Signature (Personal) Loans early.
• Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Bison Federal Credit Union Signature (Personal) Loans.

Bison Federal Credit Union Signature (Personal) Loans Pros & Cons

Pros	Cons
Accepts cosigners and coborrowers.	Charges an origination fee. Does not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee

Bison Federal Credit Union Signature (Personal) Loans FAQ

What interest rates and personal loan terms does Bison Federal Credit Union Signature (Personal) Loans offer?

Bison Federal Credit Union Signature (Personal) Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What fees does Bison Federal Credit Union Signature (Personal) Loans charge?

What do you need to qualify for Bison Federal Credit Union Signature (Personal) Loans?

Bison Federal Credit Union Signature (Personal) Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Bison Federal Credit Union Signature (Personal) Loans does not have or does not disclose a minimum annual income eligibility requirement. Bison Federal Credit Union Signature (Personal) Loans only considers borrowers who are employed. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Bison Federal Credit Union Signature (Personal) Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bison Federal Credit Union Signature (Personal) Loans.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity

Bison Federal Credit Union Signature (Personal) Loans Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Co-borrowers Cosigners Individual Applications
Credit Score	N/A

Does Bison Federal Credit Union Signature (Personal) Loans report your account activity to credit bureaus?

Yes, Bison Federal Credit Union Signature (Personal) Loans reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are Bison Federal Credit Union Signature (Personal) Loans legit?

Bison Federal Credit Union was founded in 1951, it is a well-established company that has been in business for 72 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.