Last Updated: 04/18/2025
BlueOx Credit Union Credit Builder Step 2 Loan
Unaffiliated
from BlueOx Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 15.00%(Verified 09/20/2024)
Amount Range
N/A
Loan Term (Months)
N/A
BlueOx Credit Union Credit Builder Step 2 Loan Review
BlueOx Credit Union Credit Builder Step 2 Loan is offered by BlueOx Credit Union, a credit union founded in 1936 and based in Battle Creek, MI. BlueOx Credit Union Credit Builder Step 2 Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 15.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for BlueOx Credit Union Credit Builder Step 2 Loan are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for BlueOx Credit Union Credit Builder Step 2 Loan.
BlueOx Credit Union Credit Builder Step 2 Loan Pros & Cons
| Pros | Cons |
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BlueOx Credit Union Credit Builder Step 2 Loan FAQ
What interest rates and personal loan terms does BlueOx Credit Union Credit Builder Step 2 Loan offer?
BlueOx Credit Union Credit Builder Step 2 Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does BlueOx Credit Union Credit Builder Step 2 Loan offer?
BlueOx Credit Union Credit Builder Step 2 Loan offers a fixed APR personal loan product that starts at 15.00% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 15.00% |
What fees does BlueOx Credit Union Credit Builder Step 2 Loan charge?
Does BlueOx Credit Union Credit Builder Step 2 Loan charge an origination fee?
BlueOx Credit Union Credit Builder Step 2 Loan may charge a personal loan origination fee .
Does BlueOx Credit Union Credit Builder Step 2 Loan charge a late fee?
BlueOx Credit Union Credit Builder Step 2 Loan does not disclose whether it charges late payment fees.
Does BlueOx Credit Union Credit Builder Step 2 Loan charge prepayment fees?
No, BlueOx Credit Union Credit Builder Step 2 Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for BlueOx Credit Union Credit Builder Step 2 Loan?
BlueOx Credit Union Credit Builder Step 2 Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. BlueOx Credit Union Credit Builder Step 2 Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BlueOx Credit Union Credit Builder Step 2 Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does BlueOx Credit Union Credit Builder Step 2 Loan report your account activity to credit bureaus?
Yes, BlueOx Credit Union Credit Builder Step 2 Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does BlueOx Credit Union perform a hard credit pull?
Yes, BlueOx Credit Union Credit Builder Step 2 Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are BlueOx Credit Union Credit Builder Step 2 Loan legit?
BlueOx Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by BlueOx Credit Union
Other Personal Loans from BlueOx Credit Union
Rating not yet determined
APR
Starting at 18.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Starting at 12
Rating not yet determined
APR
Starting at 10.99%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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