Last Updated: 04/18/2025
BluPeak Credit Union Savings-Secured Loan
Unaffiliated
in Personal Loans from BluPeak Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 3.05%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 120
BluPeak Credit Union Savings-Secured Loan Review
BluPeak Credit Union Savings-Secured Loan is offered by BluPeak Credit Union, a credit union founded in 1936 and based in San Diego, CA. BluPeak Credit Union Savings-Secured Loan are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for BluPeak Credit Union Savings-Secured Loan are on the lower end of the spectrum.
- Super long loan terms. BluPeak Credit Union Savings-Secured Loan offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
BluPeak Credit Union Savings-Secured Loan Pros & Cons
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BluPeak Credit Union Savings-Secured Loan FAQ
What interest rates and personal loan terms does BluPeak Credit Union Savings-Secured Loan offer?
BluPeak Credit Union Savings-Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does BluPeak Credit Union Savings-Secured Loan offer?
BluPeak Credit Union Savings-Secured Loan offers a variable APR personal loan product that starts at 3.05% APR.
What is the maximum loan term you can get with BluPeak Credit Union Savings-Secured Loan?
BluPeak Credit Union Savings-Secured Loan offers loans with terms of up to 120 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 120 months |
| APR | Starting at 3.05% |
What fees does BluPeak Credit Union Savings-Secured Loan charge?
Does BluPeak Credit Union Savings-Secured Loan charge an origination fee?
BluPeak Credit Union Savings-Secured Loan may charge a personal loan origination fee .
Does BluPeak Credit Union Savings-Secured Loan charge a late fee?
BluPeak Credit Union Savings-Secured Loan does not disclose whether it charges late payment fees.
Does BluPeak Credit Union Savings-Secured Loan charge prepayment fees?
No, BluPeak Credit Union Savings-Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for BluPeak Credit Union Savings-Secured Loan?
BluPeak Credit Union Savings-Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. BluPeak Credit Union Savings-Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BluPeak Credit Union Savings-Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does BluPeak Credit Union Savings-Secured Loan report your account activity to credit bureaus?
Yes, BluPeak Credit Union Savings-Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does BluPeak Credit Union perform a hard credit pull?
Yes, BluPeak Credit Union Savings-Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are BluPeak Credit Union Savings-Secured Loan legit?
BluPeak Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed