Last Updated: 04/18/2025
Bowater Credit Union Personal Loans
Unaffiliated
in Personal Loans from Bowater Credit Union
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Personal Loans
Avant Loans
Strongly recommended703 reviews
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
12.24% - 18.00%(Verified 06/21/2024)
Amount Range
Up to $25,000
Loan Term (Months)
3 - 60
Bowater Credit Union Personal Loans Review
Bowater Credit Union Personal Loans is offered by Bowater Credit Union, a credit union founded in 1954 and based in Calhoun, TN. Bowater Credit Union Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Bowater Credit Union Personal Loans are on the higher end of the market.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Bowater Credit Union Personal Loans.
- Short loan terms. Bowater Credit Union Personal Loans have loan terms as short as 3 months.
Bowater Credit Union Personal Loans Pros & Cons
| Pros | Cons |
|
|
Bowater Credit Union Personal Loans FAQ
What interest rates and personal loan terms does Bowater Credit Union Personal Loans offer?
Bowater Credit Union Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Bowater Credit Union Personal Loans offer?
Bowater Credit Union Personal Loans offers a variable APR personal loan product that ranges from 12.24% APR up to 18.00% APR.
What is the maximum loan term you can get with Bowater Credit Union Personal Loans?
Bowater Credit Union Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | up to $25000 |
| Loan Term | 3 - 60 months |
| APR | 12.24% - 18.00% |
What fees does Bowater Credit Union Personal Loans charge?
Does Bowater Credit Union Personal Loans charge an origination fee?
Bowater Credit Union Personal Loans may charge a personal loan origination fee .
Does Bowater Credit Union Personal Loans charge a late fee?
Bowater Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does Bowater Credit Union Personal Loans charge prepayment fees?
No, Bowater Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Bowater Credit Union Personal Loans?
Bowater Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Bowater Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Bowater Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Bowater Credit Union perform a hard credit pull?
Yes, Bowater Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Bowater Credit Union Personal Loans legit?
Bowater Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 5:30PM
Saturday
Closed
Other Services by Bowater Credit Union
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Bowater Credit Union Personal Loans Community Reviews
Would you recommend Bowater Credit Union Personal Loans to your friends?
There are currently no reviews.
Other Services by Bowater Credit Union
You might also like
Best Personal Loans
SuperMoney
What You Need to Know About Personal Loan Rates
Audrey Henderson
How To Find Best Interest Rates Using Personal Loan Calculators Online
Jennifer Leonhardi
Point-of-Sale Financing: How to Finance Purchases Online
Eliana Carmona