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Last Updated: 04/18/2025

Broadview FCU Fresh Start Loan

from Broadview Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Broadview Federal Credit Union logo
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Highlights

APR (Variable APR)

Starting at 0.85%(Verified 06/21/2024)

Amount Range

$500 - $3,000

Loan Term (Months)

N/A


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Broadview FCU Fresh Start Loan Review

Broadview FCU Fresh Start Loan is offered by Broadview Federal Credit Union, a credit union founded in 1934 and based in Albany, NY. Broadview FCU Fresh Start Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Broadview FCU Fresh Start Loan are on the lower end of the spectrum.

Broadview FCU Fresh Start Loan Pros & Cons

Broadview FCU Fresh Start Loan FAQ

What interest rates and personal loan terms does Broadview FCU Fresh Start Loan offer?

Broadview FCU Fresh Start Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Broadview FCU Fresh Start Loan offer?

Broadview FCU Fresh Start Loan offers a variable APR personal loan product that starts at 0.85% APR.

How much can you borrow via Broadview FCU Fresh Start Loan?

Personal loan amounts start at $500.00 and go up to $3,000.00

What fees does Broadview FCU Fresh Start Loan charge?

Does Broadview FCU Fresh Start Loan charge an origination fee?

Broadview FCU Fresh Start Loan may charge a personal loan origination fee .

Does Broadview FCU Fresh Start Loan charge a late fee?

Broadview FCU Fresh Start Loan does not disclose whether it charges late payment fees.

Does Broadview FCU Fresh Start Loan charge prepayment fees?

No, Broadview FCU Fresh Start Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Broadview FCU Fresh Start Loan?

Broadview FCU Fresh Start Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Broadview FCU Fresh Start Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Broadview FCU Fresh Start Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Broadview FCU Fresh Start Loan report your account activity to credit bureaus?

Yes, Broadview FCU Fresh Start Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Broadview Federal Credit Union perform a hard credit pull?

Yes, Broadview FCU Fresh Start Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Broadview FCU Fresh Start Loan legit?

Broadview Federal Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4 Winners Cir
Albany, NY 12205
(800) 727-3328
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Other Personal Loans from Broadview Federal Credit Union

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Rating not yet determined
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APR

Starting at 8.99%
Disclaimer popup with additional information

Amount Range

Up to $25,000

Loan Term (Months)

12 - 60
Visit Site
Broadview Federal Credit Union logo

APR

0.85%
Disclaimer popup with additional information

Amount Range

N/A

Loan Term (Months)

N/A

Broadview Federal Credit Union logo

APR

4.14%
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Amount Range

N/A

Loan Term (Months)

N/A

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Broadview FCU Fresh Start Loan Community Reviews

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