Last Updated: 04/18/2025
CenturyFirst FCU Seasonal Specials
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 8.00%(Verified 08/16/2024)
Amount Range
Up to $2,500
Loan Term (Months)
12 - 18
CenturyFirst FCU Seasonal Specials Review
CenturyFirst FCU Seasonal Specials is offered by CenturyFirst Federal Credit Union, a credit union founded in 1956 and based in Hattiesburg, MS. CenturyFirst FCU Seasonal Specials are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for CenturyFirst FCU Seasonal Specials are on the lower end of the spectrum.
CenturyFirst FCU Seasonal Specials Pros & Cons
| Pros | Cons |
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CenturyFirst FCU Seasonal Specials FAQ
What interest rates and personal loan terms does CenturyFirst FCU Seasonal Specials offer?
What interest rates does CenturyFirst FCU Seasonal Specials offer?
CenturyFirst FCU Seasonal Specials offers a fixed APR personal loan product that starts at 8.00% APR.
What is the maximum loan term you can get with CenturyFirst FCU Seasonal Specials?
CenturyFirst FCU Seasonal Specials offers loans with terms of up to 18 months.
| Personal Loan Amount | up to $2500.00 |
| Loan Term | 12 - 18 months |
| APR | Starting at 8.00% |
What fees does CenturyFirst FCU Seasonal Specials charge?
Does CenturyFirst FCU Seasonal Specials charge an origination fee?
CenturyFirst FCU Seasonal Specials may charge a personal loan origination fee .
Does CenturyFirst FCU Seasonal Specials charge a late fee?
CenturyFirst FCU Seasonal Specials does not disclose whether it charges late payment fees.
Does CenturyFirst FCU Seasonal Specials charge prepayment fees?
No, CenturyFirst FCU Seasonal Specials does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for CenturyFirst FCU Seasonal Specials?
CenturyFirst FCU Seasonal Specials does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. CenturyFirst FCU Seasonal Specials does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CenturyFirst FCU Seasonal Specials.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does CenturyFirst FCU Seasonal Specials report your account activity to credit bureaus?
Yes, CenturyFirst FCU Seasonal Specials reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CenturyFirst Federal Credit Union perform a hard credit pull?
Yes, CenturyFirst FCU Seasonal Specials performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are CenturyFirst FCU Seasonal Specials legit?
CenturyFirst Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
9:00AM - 1:00PM