Is CenturyFirst FCU Signature Loans the right fit for you?
Last Updated: 04/18/2025
CenturyFirst FCU Signature Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.25%(Verified 08/16/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
CenturyFirst FCU Signature Loans Review
CenturyFirst FCU Signature Loans is offered by CenturyFirst Federal Credit Union, a credit union founded in 1956 and based in Hattiesburg, MS. CenturyFirst FCU Signature Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for CenturyFirst FCU Signature Loans are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for CenturyFirst FCU Signature Loans.
CenturyFirst FCU Signature Loans Pros & Cons
| Pros | Cons |
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CenturyFirst FCU Signature Loans FAQ
What interest rates and personal loan terms does CenturyFirst FCU Signature Loans offer?
CenturyFirst FCU Signature Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does CenturyFirst FCU Signature Loans offer?
CenturyFirst FCU Signature Loans offers a fixed APR personal loan product that starts at 10.25% APR.
What is the maximum loan term you can get with CenturyFirst FCU Signature Loans?
CenturyFirst FCU Signature Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 10.25% |
What fees does CenturyFirst FCU Signature Loans charge?
Does CenturyFirst FCU Signature Loans charge an origination fee?
CenturyFirst FCU Signature Loans may charge a personal loan origination fee .
Does CenturyFirst FCU Signature Loans charge a late fee?
CenturyFirst FCU Signature Loans does not disclose whether it charges late payment fees.
Does CenturyFirst FCU Signature Loans charge prepayment fees?
No, CenturyFirst FCU Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for CenturyFirst FCU Signature Loans?
CenturyFirst FCU Signature Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. CenturyFirst FCU Signature Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CenturyFirst FCU Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does CenturyFirst FCU Signature Loans report your account activity to credit bureaus?
Yes, CenturyFirst FCU Signature Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CenturyFirst Federal Credit Union perform a hard credit pull?
Yes, CenturyFirst FCU Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are CenturyFirst FCU Signature Loans legit?
CenturyFirst Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:30AM - 4:30PMTuesday8:30AM - 4:30PMWednesday8:30AM - 4:30PMThursday8:30AM - 4:30PMFriday8:30AM - 5:30PMSaturday9:00AM - 1:00PM
Other Services by CenturyFirst Federal Credit Union
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Other Personal Loans from CenturyFirst Federal Credit Union
Rating not yet determined
APR
Starting at 8.00%
Disclaimer popup with additional information
Amount Range
Up to $2,500
Loan Term (Months)
12 - 18
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Learn MoreSuperMoney Net Recommendation Score
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