Last Updated: 04/18/2025
Cincinnati HealthCare Associates FCU Unsecured Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.95% - 17.95%(Verified 07/13/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
Cincinnati HealthCare Associates FCU Unsecured Loans Review
Cincinnati HealthCare Associates FCU Unsecured Loans is offered by Cincinnati HealthCare Associates Federal Credit Union, a credit union founded in 1973 and based in Cincinnati, OH. Cincinnati HealthCare Associates FCU Unsecured Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.95%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Cincinnati HealthCare Associates FCU Unsecured Loans are on the higher end of the spectrum.
Cincinnati HealthCare Associates FCU Unsecured Loans Pros & Cons
| Pros | Cons |
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Cincinnati HealthCare Associates FCU Unsecured Loans FAQ
What interest rates and personal loan terms does Cincinnati HealthCare Associates FCU Unsecured Loans offer?
Cincinnati HealthCare Associates FCU Unsecured Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Cincinnati HealthCare Associates FCU Unsecured Loans offer?
Cincinnati HealthCare Associates FCU Unsecured Loans offers a fixed APR personal loan product that ranges from 10.95% APR up to 17.95% APR.
What is the maximum loan term you can get with Cincinnati HealthCare Associates FCU Unsecured Loans?
Cincinnati HealthCare Associates FCU Unsecured Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 10.95% - 17.95% |
What fees does Cincinnati HealthCare Associates FCU Unsecured Loans charge?
Does Cincinnati HealthCare Associates FCU Unsecured Loans charge an origination fee?
Cincinnati HealthCare Associates FCU Unsecured Loans may charge a personal loan origination fee .
Does Cincinnati HealthCare Associates FCU Unsecured Loans charge a late fee?
Cincinnati HealthCare Associates FCU Unsecured Loans does not disclose whether it charges late payment fees.
Does Cincinnati HealthCare Associates FCU Unsecured Loans charge prepayment fees?
No, Cincinnati HealthCare Associates FCU Unsecured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Cincinnati HealthCare Associates FCU Unsecured Loans?
Cincinnati HealthCare Associates FCU Unsecured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Cincinnati HealthCare Associates FCU Unsecured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cincinnati HealthCare Associates FCU Unsecured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Cincinnati HealthCare Associates FCU Unsecured Loans report your account activity to credit bureaus?
Yes, Cincinnati HealthCare Associates FCU Unsecured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cincinnati HealthCare Associates Federal Credit Union perform a hard credit pull?
Yes, Cincinnati HealthCare Associates FCU Unsecured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Cincinnati HealthCare Associates FCU Unsecured Loans legit?
Cincinnati HealthCare Associates Federal Credit Union was founded in 1973, it is a well-established company that has been in business for 53 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 2:30PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed