Last Updated: 04/18/2025
City & Police Federal Credit Union Seasonal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 8.25%(Verified 06/21/2024)
Amount Range
Up to $1,500
Loan Term (Months)
Up to 12
City & Police Federal Credit Union Seasonal Loans Review
City & Police Federal Credit Union Seasonal Loans is offered by City & Police Federal Credit Union, a credit union founded in 1935 and based in Jacksonville, FL. City & Police Federal Credit Union Seasonal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for City & Police Federal Credit Union Seasonal Loans are on the lower end of the spectrum.
City & Police Federal Credit Union Seasonal Loans Pros & Cons
| Pros | Cons |
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City & Police Federal Credit Union Seasonal Loans FAQ
What interest rates and personal loan terms does City & Police Federal Credit Union Seasonal Loans offer?
What interest rates does City & Police Federal Credit Union Seasonal Loans offer?
City & Police Federal Credit Union Seasonal Loans offers a fixed APR personal loan product that starts at 8.25% APR.
What is the maximum loan term you can get with City & Police Federal Credit Union Seasonal Loans?
City & Police Federal Credit Union Seasonal Loans offers loans with terms of up to 12 months.
| Personal Loan Amount | up to $1500.00 |
| Loan Term | up to 12 months |
| APR | Starting at 8.25% |
What fees does City & Police Federal Credit Union Seasonal Loans charge?
Does City & Police Federal Credit Union Seasonal Loans charge an origination fee?
City & Police Federal Credit Union Seasonal Loans may charge a personal loan origination fee .
Does City & Police Federal Credit Union Seasonal Loans charge a late fee?
City & Police Federal Credit Union Seasonal Loans does not disclose whether it charges late payment fees.
Does City & Police Federal Credit Union Seasonal Loans charge prepayment fees?
No, City & Police Federal Credit Union Seasonal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for City & Police Federal Credit Union Seasonal Loans?
City & Police Federal Credit Union Seasonal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. City & Police Federal Credit Union Seasonal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by City & Police Federal Credit Union Seasonal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does City & Police Federal Credit Union Seasonal Loans report your account activity to credit bureaus?
Yes, City & Police Federal Credit Union Seasonal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does City & Police Federal Credit Union perform a hard credit pull?
Yes, City & Police Federal Credit Union Seasonal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are City & Police Federal Credit Union Seasonal Loans legit?
City & Police Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed