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  Community First Credit Union Signature Personal Loan
Community First Credit Union Signature Personal Loan
in Personal Loans from Community First Credit Union
Unaffiliated

Community First Credit Union Signature Personal Loan

Unaffiliated
in Personal Loans from Community First Credit Union
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Highlights
APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) 12 - 60 months

Community First Credit Union Signature Personal Loan Review

Community First Credit Union Signature Personal Loan is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First Credit Union Signature Personal Loan is available in 1 state across the USA.

Key Takeaways

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  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Community First Credit Union Signature Personal Loan early.

Community First Credit Union Signature Personal Loan Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.

Community First Credit Union Signature Personal Loan FAQ

What interest rates and personal loan terms does Community First Credit Union Signature Personal Loan offer?

Community First Credit Union Signature Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Community First Credit Union Signature Personal Loan offer?

Community First Credit Union Signature Personal Loan offers a fixed APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with Community First Credit Union Signature Personal Loan?

Community First Credit Union Signature Personal Loan offers loans with terms of up to 60 months.

Community First Credit Union Signature Personal Loan Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term 12 - 60 months
APR N/A

What fees does Community First Credit Union Signature Personal Loan charge?

Does Community First Credit Union Signature Personal Loan charge an origination fee?

Community First Credit Union Signature Personal Loan may charge a personal loan origination fee.

Does Community First Credit Union Signature Personal Loan charge a late fee?

No, Community First Credit Union Signature Personal Loan will not charge you a late fee if you miss one of the monthly payments.

Does Community First Credit Union Signature Personal Loan charge prepayment fees?

No, Community First Credit Union Signature Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Community First Credit Union Signature Personal Loan Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Community First Credit Union Signature Personal Loan?

Community First Credit Union Signature Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Community First Credit Union Signature Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Community First Credit Union Signature Personal Loan only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Community First Credit Union Signature Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
Community First Credit Union Signature Personal Loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score N/A

Does Community First Credit Union Signature Personal Loan report your account activity to credit bureaus?

Yes, Community First Credit Union Signature Personal Loan reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Community First Credit Union a legit company?

Community First Credit Union was founded in 1959, it is a well-established company that has been in business for 63 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Supported Income Types
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
APR Type Fixed APR
Loan Term 12 - 60 months

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