Community First Credit Union Signature Personal Loan Review

Community First Credit Union Signature Personal Loan is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First Credit Union Signature Personal Loan is available in 1 state across the USA.

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• Hard credit pull required. You can't check your rates or see if you prequalify for Community First Credit Union Signature Personal Loan without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Community First Credit Union Signature Personal Loan early.

Pros	Cons
	Charges an origination fee. Do not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee.

What rates and terms does Community First Credit Union Signature Personal Loan offer?

Community First Credit Union Signature Personal Loan has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Community First Credit Union Signature Personal Loan charge?

What do you need to qualify for Community First Credit Union Signature Personal Loan?

Community First Credit Union Signature Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Community First Credit Union Signature Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Community First Credit Union Signature Personal Loan only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Community First Credit Union Signature Personal Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

Community First Credit Union Signature Personal Loan Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Credit Score	N/A

Does Community First Credit Union Signature Personal Loan report your account activity to credit bureaus?

Yes, Community First Credit Union Signature Personal Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.