Last Updated: 04/18/2025
Destinations Credit Union Signature Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.69%(Verified 06/21/2024)
Amount Range
Up to $20,000
Loan Term (Months)
Up to 84
Destinations Credit Union Signature Personal Loan Review
Destinations Credit Union Signature Personal Loan is offered by Destinations Credit Union, a credit union founded in 1935 and based in Parkville, MD. Destinations Credit Union Signature Personal Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.69%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Destinations Credit Union Signature Personal Loan are on the higher end of the spectrum.
- Super long loan terms. Destinations Credit Union Signature Personal Loan offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Destinations Credit Union Signature Personal Loan Pros & Cons
| Pros | Cons |
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Destinations Credit Union Signature Personal Loan FAQ
What interest rates and personal loan terms does Destinations Credit Union Signature Personal Loan offer?
Destinations Credit Union Signature Personal Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Destinations Credit Union Signature Personal Loan offer?
Destinations Credit Union Signature Personal Loan offers a fixed APR personal loan product that starts at 10.69% APR.
What is the maximum loan term you can get with Destinations Credit Union Signature Personal Loan?
Destinations Credit Union Signature Personal Loan offers loans with terms of up to 84 months.
| Personal Loan Amount | up to $20000.00 |
| Loan Term | up to 84 months |
| APR | Starting at 10.69% |
What fees does Destinations Credit Union Signature Personal Loan charge?
Does Destinations Credit Union Signature Personal Loan charge an origination fee?
Destinations Credit Union Signature Personal Loan may charge a personal loan origination fee .
Does Destinations Credit Union Signature Personal Loan charge a late fee?
Destinations Credit Union Signature Personal Loan does not disclose whether it charges late payment fees.
Does Destinations Credit Union Signature Personal Loan charge prepayment fees?
No, Destinations Credit Union Signature Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Destinations Credit Union Signature Personal Loan?
Destinations Credit Union Signature Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Destinations Credit Union Signature Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Destinations Credit Union Signature Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Destinations Credit Union Signature Personal Loan report your account activity to credit bureaus?
Yes, Destinations Credit Union Signature Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Destinations Credit Union perform a hard credit pull?
Yes, Destinations Credit Union Signature Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Destinations Credit Union Signature Personal Loan legit?
Destinations Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 3:00PM
Tuesday
8:30AM - 3:00PM
Wednesday
8:30AM - 3:00PM
Thursday
8:30AM - 3:00PM
Friday
8:30AM - 4:30PM
Saturday
Closed