Last Updated: 04/18/2025
Doe Run FCU Payday Alternative Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
25%(Verified 09/17/2024)
Amount Range
Up to $7,000
Loan Term (Months)
Up to 6
Doe Run FCU Payday Alternative Loan Review
Doe Run FCU Payday Alternative Loan is offered by Doe Run Federal Credit Union, a credit union founded in 1979 and based in Brandenburg, KY. Doe Run FCU Payday Alternative Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Doe Run FCU Payday Alternative Loan are on the higher end of the spectrum.
Doe Run FCU Payday Alternative Loan Pros & Cons
| Pros | Cons |
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Doe Run FCU Payday Alternative Loan FAQ
What interest rates and personal loan terms does Doe Run FCU Payday Alternative Loan offer?
Doe Run FCU Payday Alternative Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Doe Run FCU Payday Alternative Loan offer?
Doe Run FCU Payday Alternative Loan offers a fixed APR personal loan product of 25%.
What is the maximum loan term you can get with Doe Run FCU Payday Alternative Loan?
Doe Run FCU Payday Alternative Loan offers loans with terms of up to 6 months.
| Personal Loan Amount | up to $7000 |
| Loan Term | up to 6 months |
| APR | 25% |
What fees does Doe Run FCU Payday Alternative Loan charge?
Does Doe Run FCU Payday Alternative Loan charge an origination fee?
Doe Run FCU Payday Alternative Loan may charge a personal loan origination fee .
Does Doe Run FCU Payday Alternative Loan charge a late fee?
Doe Run FCU Payday Alternative Loan does not disclose whether it charges late payment fees.
Does Doe Run FCU Payday Alternative Loan charge prepayment fees?
No, Doe Run FCU Payday Alternative Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Doe Run FCU Payday Alternative Loan?
Doe Run FCU Payday Alternative Loan does not require or does not disclose a credit score minimum. Doe Run FCU Payday Alternative Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Doe Run FCU Payday Alternative Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Doe Run FCU Payday Alternative Loan report your account activity to credit bureaus?
Yes, Doe Run FCU Payday Alternative Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Doe Run Federal Credit Union perform a hard credit pull?
Yes, Doe Run FCU Payday Alternative Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Doe Run FCU Payday Alternative Loan legit?
Doe Run Federal Credit Union was founded in 1979, it is a well-established company that has been in business for 47 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 3:00PM
Tuesday
7:00AM - 3:00PM
Wednesday
7:00AM - 3:00PM
Thursday
7:00AM - 3:00PM
Friday
7:00AM - 6:00PM
Saturday
Closed