Is Fast 5k Loans the right fit for you?
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +83
Strongly recommended12 total votes
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Highlights
Community Rating
Strongly recommended
APR (Fixed APR)
N/A
Amount Range
$500 - $35,000
Loan Term (Months)
2 - 72
Number of Reviews
Fast 5k Loans Review
Fast 5k Loans is offered by Sincerely LLC, a financial services company founded in 2014 and based in Boca Raton, FL. Fast 5k Loans are available in 50 states and Washington, DC.
Key Takeaways
- .
- Short loan terms. Fast 5k Loans have loan terms as short as 2 months.
- Super long loan terms. Fast 5k Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Fast 5k Loans Pros & Cons
| Pros | Cons |
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Fast 5k Loans FAQ
What interest rates and personal loan terms does Fast 5k Loans offer?
Fast 5k Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Fast 5k Loans offer?
Fast 5k Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Fast 5k Loans?
Personal loan amounts start at $500 and go up to $35,000
What is the maximum loan term you can get with Fast 5k Loans?
Fast 5k Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | $500 - $35000 |
| Loan Term | 2 - 72 months |
| APR | N/A |
What fees does Fast 5k Loans charge?
Does Fast 5k Loans charge an origination fee?
Fast 5k Loans may charge a personal loan origination fee .
Does Fast 5k Loans charge a late fee?
Fast 5k Loans does not disclose whether it charges late payment fees.
Does Fast 5k Loans charge prepayment fees?
No, Fast 5k Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Fast 5k Loans?
When it comes to credit scores, Fast 5k Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Fast 5k Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Fast 5k Loans. Not all companies will work with visa holders. Sincerely LLC does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Sincerely LLC is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Fast 5k Loans will consider you for their services.
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 300 - 850 |
Does Sincerely LLC perform a hard credit pull?
Yes, Fast 5k Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Fast 5k Loans legit?
Sincerely LLC was founded in 2014, it is a well-established company that has been in business for 12 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Services by Sincerely LLC
Other Personal Loans from Sincerely LLC
APR
Starting at 5.99%
Disclaimer popup with additional information
Amount Range
$500 - $35K
Loan Term (Months)
2 - 72
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +83, or 4.7 on a 5-point rating scale.
+83
-1000+100
No one recommends
Everyone recommends
Fast 5k Loans Community Reviews
Would you recommend Fast 5k Loans to your friends?
Candis G.
Jul 21, 2023
May or may not recommend
Great love the new website I hope I can get some help
U
Anonymous
Apr 28, 2022
May or may not recommend
This is not a real lender. They sell your data to others.
TO
Temitope O.
Feb 15, 2022
May or may not recommend
Fast 5K loans are the FAST loan approval. The experience I had was awesome, whenever you need a fast loan this is the way to go.
MM
Munib M.
Feb 6, 2022
May or may not recommend
I recommend Fast 5k. I found the best loan deals in a single search plus it's suitable for all credit scores. You're not dealing with the direct lender but you'll will find extensive number of lenders in it's network. They just need to update their website.
CR
China R.
Feb 1, 2022
May or may not recommend
I am in the process of viewing different companies and the loans they offer, I love the start amount you can borrow. Furthermore, after I read the features and overview everything seems very helpful for me with Fast 5k! I am ready to get started and I recommend this for others as well! Thank you!
JM
Jessica M.
Jan 16, 2022
May or may not recommend
The thing that I love about Fast 5K loans is the FAST loan approval. The experience I had was awesome, loved it. If you need money quick this is the way Togo and virtually anyone gets approved.
CH
Camile H.
Nov 12, 2021
May or may not recommend
Fast and seemingly easy to apply, if you're in dire need of fast money then this is the way to go. Although they consider those with fair credit scores this doesn't mean you'll be granted a loan. They do charge fees for late payments & prepayments as well as a orientation fee. Also, they do not report to credit bureaus. Other than that it should be good for you if ...Show More
PC
Patrick C.
Oct 7, 2021
May or may not recommend
They are super fast with approval for your loan ,and it take atleast a day for the funds to be available in your bank account. You really can’t beat the turn around and paying them back was pain less and also helped with my credit Thanks FAST 5K !!!!!!!
OK
Olatunbosun K.
Oct 6, 2021
May or may not recommend
I will never forget my first experience with Fast 5k Loans. I was in dire need of finance for a project. Although I wasn't able to get the whole amount i needed. I was able to raise a reasonable amount with 5k Loans. They are always there for you when you need them
SM
Sarah M.
Oct 2, 2021
May or may not recommend
“Fast 5k Loans amused me when I used them and I can’t help but toot their horn. I was cash-strapped on one of my trips and I needed some fast funds. I looked at the offers and they had highly reasonable interest rates that was okay compared to the others that I analyzed. I got what I needed without so much stress, too. Thank you 5k Loans! Of course, you ...Show More
AJ
Ashuntae J.
Oct 1, 2021
May or may not recommend
I was unsure of choosing this company to get a loan in the beginning. There seemed to be too many cons. However, after their stellar service, Fast 5k Loans has my recommendation. With beyond patient and understanding staff, low-interest rates, and no minimum income requirement, you can’t get any better than this.
WS
Warda S.
Sep 28, 2021
May or may not recommend
I used them first time. But they are beyond of my expectations they have very low arp. No hidden things which are show up after the approval of loan. They are legit. Highly recommended.
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