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Fast 5k Loans

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in Personal Loans from Sincerely, LLC

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Highlights
APR  (Fixed APR) N/A
Loan Amount $500 - $35,000
Loan Term (Months) 2 - 72 months

Fast 5k Loans Review

Fast 5k Loans is offered by Sincerely, LLC, a financial services company founded in 2014 and based in Boca Raton, FL. Fast 5k Loans is available in 50 states (and Washington, DC).

Key Takeaways
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  • Hard credit pull required. You can't check your rates or see if you prequalify for Fast 5k Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Fast 5k Loans early.
  • Short loan terms. Fast 5k Loans offers loan terms as short as 2 months. Most personal loans have a minimum term of 12 to 36 months.
  • Super long loan terms. Fast 5k Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
  • Minimum income of $0. You will need an annual income of at least $0 to apply for Fast 5k Loans, which is below average for the lenders in our database
Fast 5k Loans Pros & Cons
Pros Cons
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Fast 5k Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.
Fast 5k Loans FAQ

What interest rates and personal loan terms does Fast 5k Loans offer?

Fast 5k Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Fast 5k Loans offer?

Fast 5k Loans offers a fixed APR personal loan product but they do not disclose their interest rates.

How much can you borrow via Fast 5k Loans?

Loan amounts start at $500 and go up to $35,000

What is the maximum loan term you can get with Fast 5k Loans?

Fast 5k Loans offers loans with terms of up to 72 months.

Fast 5k Loans Interest Rates & Loan Terms
Personal Loan Amount $500 - $35000
Loan Term 2 - 72 months
APR N/A

What fees does Fast 5k Loans charge?

Does Fast 5k Loans charge an origination fee?

Fast 5k Loans may charge a personal loan origination fee.

Does Fast 5k Loans charge a late fee?

Yes, Fast 5k Loans may charge borrowers a late payment fee if you miss one of the monthly payments.

Does Fast 5k Loans charge prepayment fees?

Yes, Fast 5k Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.

Fast 5k Loans Fees
Origination Fee No
Prepayment Fee Yes
Late Payment Fee No

What do you need to qualify for Fast 5k Loans?

When it comes to credit scores, Sincerely, LLC doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Fast 5k Loans, applicants need a minimum annual income of $0 or higher. Fast 5k Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fast 5k Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fast 5k Loans. Permanent resident / green card holders are also eligible to apply. Not all companies will work with visa holders. Sincerely, LLC does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Sincerely, LLC is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Fast 5k Loans will consider you for their services.

Fast 5k Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 850
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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    About Fast 5k Loans

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    View all personal loans offered by Sincerely, LLC

    Availability

      Available in 50 states and Washington, D.C.
    • Alaska
    • Alabama
    • Arkansas
    • Arizona
    • California
    • Colorado
    • Connecticut
    • Washington, DC
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Iowa
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Louisiana
    • Massachusetts
    • Maryland
    • Maine
    • Michigan
    • Minnesota
    • Missouri
    • Mississippi
    • Montana
    • North Carolina
    • North Dakota
    • Nebraska
    • New Hampshire
    • New Jersey
    • New Mexico
    • Nevada
    • New York
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Vermont
    • Washington
    • Wisconsin
    • West Virginia
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Other
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    • Non-Resident
    • Non-Residents Through Entities Incorporated in the U.S.
    • U.S. Temporary Resident Visa Holders
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Minimum Age 18
    Minimum Annual Income $0
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Credit Score Range 300 - 850
    Loan Amount $500 - $35,000
    Loan Term 2 - 72 months

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