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Fast 5k Loans

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in Personal Loans from Sincerely, LLC

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Highlights
Highlights
Loan Amount $500 - $35,000
APR  (Fixed APR) N/A
Loan Term 2 - 72 months

Fast 5k Loans Review

Fast 5k Loans is offered by Sincerely, LLC, a financial services company founded in 2014 and based in Boca Raton, FL. Fast 5k Loans is available in 50 states (and Washington, DC).

Key takeaways

  • Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 300 are considered for Fast 5k Loans.
  • Hard credit pull required. You can't check your rates or see if you prequalify for Fast 5k Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Fast 5k Loans early.
  • Short loan terms. Fast 5k Loans offers loan terms as short as 2 months. Most personal loans have a minimum term of 12 to 36 months.
  • Super long loan terms. Fast 5k Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
  • Minimum income of $0. You will need an annual income of at least $0 to apply for Fast 5k Loans, which is below average for the lenders in our database

Fast 5k Loans Pros and Cons:

Pros Cons
  • Fast 5k Loans does not report to credit bureaus.
  • Considers applicants with poor credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.
  • No co-sign option.

What rates and terms does Fast 5k Loans offer?

Fast 5k Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Fast 5k Loans offer?

Fast 5k Loans offers a fixed APR personal loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Fast 5k Loans?

Loan amounts start at $500 and go up to $35,000.

What can a personal loan from Fast 5k Loans be used for?

Personal loans from Fast 5k Loans are typically used for special purchases, debt consolidation, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Fast 5k Loans?

Fast 5k Loans offers personal loans with terms ranging from 2 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Fast 5k Loans Rates & Terms
Loan Amount $500 - $35000
Loan Term 2 - 72 months
APR N/A

What fees does Fast 5k Loans charge?

Does Fast 5k Loans charge an origination fee?

Fast 5k Loans may charge a loan origination fee.

Does Fast 5k Loans charge a late fee?

Yes, Fast 5k Loans may charge borrowers a late payment fee.

Does Fast 5k Loans charge prepayment fees?

Yes, Fast 5k Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Fast 5k Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Fast 5k Loans?

When it comes to credit scores, Sincerely, LLC doesn't have a set minimum or maximum. People with all types of credit can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Fast 5k Loans, applicants need a minimum annual income of $0 or higher. Fast 5k Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fast 5k Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fast 5k Loans. Permanent resident / green card holders are also eligible to apply. Not all companies will work with visa holders. Sincerely, LLC does offer its services to temporary resident visa holders such as F1 or H1B holders. An uncommon feature is for lenders to offer their services to non-residents. Sincerely, LLC is one of the few that does. If you are a non-resident looking to access these services through an entity incorporated in the U.S., you are in luck. Fast 5k Loans will consider you for their services.

Fast 5k Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 850
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   7050 West Palmetto Park Road
      #15-345
      Boca Raton, FL 33433
    •   Visit Site

    About Fast 5k Loans

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    View all personal loans offered by Sincerely, LLC

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    • U.S. Temporary Resident Visa Holders
    • Non-Resident
    • Non-Residents Through Entities Incorporated in the U.S.
    Joint Loan Applications Accepted Individual Applications
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Minimum Annual Income $0
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    • Tax Returns
    Credit Score Range 300 - 850
    Loan Amount $500 - $35,000
    Loan Term 2 - 72 months

    Fast 5k Loans Community Reviews

     

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    Loan Amount $500 - $35K     $100 $100K+
    Starting APR 4.99% Starting Fixed APR
    Loan Term (Months) 2 - 72     1 180