LoansUnder36
in Personal Loans from Golden Entropy Marketing Inc.
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| Loan Amount | $500 - $35,000 |
| APR (Fixed APR) | Starting at 4.99% |
| Loan Term | 2 - 72 months |
LoansUnder36 Review
LoansUnder36 is offered by Golden Entropy Marketing Inc., a financial services company founded in 2014 and based in Encino, CA. LoansUnder36 is available in 44 states (and Washington, DC).
What rates and terms does LoansUnder36 offer?
LoansUnder36 has lower interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does LoansUnder36 offer?
LoansUnder36 offers a fixed APR personal loan product that starts at 4.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via LoansUnder36?
Loan amounts start at $500 and go up to $35,000.
What can a personal loan from LoansUnder36 be used for?
Personal loans from LoansUnder36 are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with LoansUnder36?
LoansUnder36 offers personal loans with terms ranging from 2 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $500 - $35000 |
| Loan Term | 2 - 72 months |
| APR | Starting at 4.99% |
What fees does LoansUnder36 charge?
Does LoansUnder36 charge an origination fee?
LoansUnder36 may charge a loan origination fee.
Does LoansUnder36 charge a late fee?
Yes, LoansUnder36 may charge borrowers a late payment fee.
Does LoansUnder36 charge prepayment fees?
Yes, LoansUnder36 may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
| Origination Fee | N/A |
| Prepayment Fee? | Yes |
| Late Payment Fee | N/A |
What do you need to qualify for LoansUnder36?
Applicants with a credit score of at least 500 and up to 850 are eligible for LoansUnder36. The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with LoansUnder36, applicants need a minimum annual income of $12,000 or higher. LoansUnder36 only considers borrowers who are employed and meet the minimum income requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via LoansUnder36. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by LoansUnder36. Permanent resident / green card holders are also eligible to apply.
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
|
| Credit Score | 500 - 850 |
Contact
- Headquarters
-
17547 Ventura Blvd
Suite 200
Encino, CA 91316
About LoansUnder36
Availability
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Delaware
- Washington, DC
- Florida
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- Wyoming
Feature Breakdown
| Checking Account Required | |
| Employment Statuses Considered |
|
| Immigration Status Considered |
|
| Joint Loan Applications Accepted |
|
| Military Status |
|
| Minimum Age | 18 |
| Minimum Annual Income | $12,000 |
| Supported Income Types |
|
| Credit Score Range | 500 - 850 |
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