in Personal Loans from Golden Entropy Marketing Inc.




in Personal Loans from Golden Entropy Marketing Inc.

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Loan Amount $500 - $35,000
APR  (Fixed APR) Starting at 4.99%
Loan Term 2 - 72 months

LoansUnder36 Review

LoansUnder36 is offered by Golden Entropy Marketing Inc., a financial services company founded in 2014 and based in Encino, CA. LoansUnder36 is available in 44 states (and Washington, DC).

What rates and terms does LoansUnder36 offer?

LoansUnder36 has lower interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does LoansUnder36 offer?

LoansUnder36 offers a fixed APR personal loan product that starts at 4.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via LoansUnder36?

Loan amounts start at $500 and go up to $35,000.

What can a personal loan from LoansUnder36 be used for?

Personal loans from LoansUnder36 are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with LoansUnder36?

LoansUnder36 offers personal loans with terms ranging from 2 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

LoansUnder36 Rates & Terms
Loan Amount $500 - $35000
Loan Term 2 - 72 months
APR Starting at 4.99%

What fees does LoansUnder36 charge?

Does LoansUnder36 charge an origination fee?

LoansUnder36 may charge a loan origination fee.

Does LoansUnder36 charge a late fee?

Yes, LoansUnder36 may charge borrowers a late payment fee.

Does LoansUnder36 charge prepayment fees?

Yes, LoansUnder36 may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

LoansUnder36 Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for LoansUnder36?

Applicants with a credit score of at least 500 and up to 850 are eligible for LoansUnder36. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with LoansUnder36, applicants need a minimum annual income of $12,000 or higher. LoansUnder36 only considers borrowers who are employed and meet the minimum income requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via LoansUnder36. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by LoansUnder36. Permanent resident / green card holders are also eligible to apply.

LoansUnder36 Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Co-borrowers
  • Cosigners
  • Individual Applications
  • Credit Score 500 - 850
    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   17547 Ventura Blvd
      Suite 200
      Encino, CA 91316

    About LoansUnder36

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    View all personal loans offered by Golden Entropy Marketing Inc.


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 44 states and Washington, D.C.
    • Alabama
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Delaware
    • Washington, DC
    • Florida
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Washington
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Checking Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Co-borrower
    • Cosigner
    • Individual Applications
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Minimum Annual Income $12,000
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Credit Score Range 500 - 850
    Loan Amount $500 - $35,000
    APR (Fixed APR) Starting at 4.99%
    Loan Term 2 - 72 months

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