Last Updated: 04/18/2025
First Financial FCU Lines of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Amount Range
Loan Term (Months)
N/A
First Financial FCU Lines of Credit Review
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for First Financial FCU Lines of Credit are on the higher end of the market.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Financial FCU Lines of Credit.
First Financial FCU Lines of Credit Pros & Cons
| Pros | Cons |
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First Financial FCU Lines of Credit FAQ
What interest rates and personal loan terms does First Financial FCU Lines of Credit offer?
What interest rates does First Financial FCU Lines of Credit offer?
| Personal Loan Amount | up to $35000 |
| Loan Term | N/A |
| APR | Starting at 10.25% |
What fees does First Financial FCU Lines of Credit charge?
Does First Financial FCU Lines of Credit charge an origination fee?
Does First Financial FCU Lines of Credit charge a late fee?
Does First Financial FCU Lines of Credit charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for First Financial FCU Lines of Credit?
First Financial FCU Lines of Credit does not require or does not disclose a credit score minimum.- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does First Financial FCU Lines of Credit report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does First Financial Federal Credit Union perform a hard credit pull?
Are First Financial FCU Lines of Credit legit?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Personal Loans from First Financial Federal Credit Union
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Amount Range
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Amount Range
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Loan Term (Months)
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