Last Updated: 04/18/2025
First Financial FCU AnyTime Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 8.90%(Verified 06/21/2024)
Amount Range
$1,000 - $35,000
Loan Term (Months)
Up to 84
First Financial FCU AnyTime Personal Loans Review
First Financial FCU AnyTime Personal Loans is offered by First Financial Federal Credit Union, a credit union founded in 1953 and based in Sparks Glencoe, MD. First Financial FCU AnyTime Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. First Financial FCU AnyTime Personal Loans offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
First Financial FCU AnyTime Personal Loans Pros & Cons
| Pros | Cons |
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First Financial FCU AnyTime Personal Loans FAQ
What interest rates and personal loan terms does First Financial FCU AnyTime Personal Loans offer?
What interest rates does First Financial FCU AnyTime Personal Loans offer?
First Financial FCU AnyTime Personal Loans offers a variable APR personal loan product that starts at 8.90% APR.
How much can you borrow via First Financial FCU AnyTime Personal Loans?
Personal loan amounts start at $1,000 and go up to $35,000
What is the maximum loan term you can get with First Financial FCU AnyTime Personal Loans?
First Financial FCU AnyTime Personal Loans offers loans with terms of up to 84 months.
| Personal Loan Amount | $1000 - $35000 |
| Loan Term | up to 84 months |
| APR | Starting at 8.90% |
What fees does First Financial FCU AnyTime Personal Loans charge?
Does First Financial FCU AnyTime Personal Loans charge an origination fee?
First Financial FCU AnyTime Personal Loans may charge a personal loan origination fee .
Does First Financial FCU AnyTime Personal Loans charge a late fee?
First Financial FCU AnyTime Personal Loans does not disclose whether it charges late payment fees.
Does First Financial FCU AnyTime Personal Loans charge prepayment fees?
No, First Financial FCU AnyTime Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for First Financial FCU AnyTime Personal Loans?
First Financial FCU AnyTime Personal Loans does not require or does not disclose a credit score minimum. First Financial FCU AnyTime Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Financial FCU AnyTime Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does First Financial Federal Credit Union perform a hard credit pull?
Yes, First Financial FCU AnyTime Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are First Financial FCU AnyTime Personal Loans legit?
First Financial Federal Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed