Last Updated: 09/23/2025
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Highlights
APR (Fixed APR)
Up to 36%(Verified 09/23/2025)
Amount Range
$100 - $20,000
Loan Term (Months)
2 - 72
First Premier Lending Review
First Premier Lending is offered by Net Media 1, LLC, a marketplace lending platform founded in 2010 and based in Claymont, DE. First Premier Lending are available in 48 states and Washington, DC.
Key Takeaways
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- No origination fee. First Premier Lending does not charge a loan origination fee.
- Short loan terms. First Premier Lending have loan terms as short as 2 months.
- Super long loan terms. First Premier Lending offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
First Premier Lending Pros & Cons
| Pros | Cons |
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First Premier Lending FAQ
What interest rates and personal loan terms does First Premier Lending offer?
First Premier Lending has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does First Premier Lending offer?
First Premier Lending offers a fixed APR personal loan product up to 36% APR.
How much can you borrow via First Premier Lending?
Personal loan amounts start at $100 and go up to $20,000
What is the maximum loan term you can get with First Premier Lending?
First Premier Lending offers loans with terms of up to 72 months.
| Personal Loan Amount | $100 - $20000 |
| Loan Term | 2 - 72 months |
| APR | up to 36% |
What fees does First Premier Lending charge?
Does First Premier Lending charge an origination fee?
First Premier Lending does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does First Premier Lending charge a late fee?
First Premier Lending does not disclose whether it charges late payment fees.
Does First Premier Lending charge prepayment fees?
No, First Premier Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for First Premier Lending?
Applicants with a credit score that ranges above 500 may be eligible for First Premier Lending. The minimum age to be eligible is 18 or the state minimum, whichever is higher. First Premier Lending does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Premier Lending.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Driver's license or other government photo ID
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | Starting at 500 |
Does Net Media 1, LLC perform a hard credit pull?
Yes, First Premier Lending performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are First Premier Lending legit?
First Premier Lending was founded in 2010, it is a well-established company that has been in business for 16 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed