Is Franklin Trust FCU Overdraft Protection Loan the right fit for you?
Last Updated: 04/18/2025
Franklin Trust FCU Overdraft Protection Loan
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
13.75%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Franklin Trust FCU Overdraft Protection Loan Review
Franklin Trust FCU Overdraft Protection Loan is offered by Franklin Trust Federal Credit Union, a credit union founded in 1934 and based in Hartford, CT. Franklin Trust FCU Overdraft Protection Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 13.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Franklin Trust FCU Overdraft Protection Loan are on the higher end of the spectrum.
- Coborrower applications accepted. Applying for Franklin Trust FCU Overdraft Protection Loan with a coborrower who has better credit than you could improve your chances of approval and may help you qualify for lower interest rates.
Franklin Trust FCU Overdraft Protection Loan Pros & Cons
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Franklin Trust FCU Overdraft Protection Loan FAQ
What interest rates and personal loan terms does Franklin Trust FCU Overdraft Protection Loan offer?
Franklin Trust FCU Overdraft Protection Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Franklin Trust FCU Overdraft Protection Loan offer?
Franklin Trust FCU Overdraft Protection Loan offers a fixed APR personal loan product of 13.75%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 13.75% |
What fees does Franklin Trust FCU Overdraft Protection Loan charge?
Does Franklin Trust FCU Overdraft Protection Loan charge an origination fee?
Franklin Trust FCU Overdraft Protection Loan may charge a personal loan origination fee .
Does Franklin Trust FCU Overdraft Protection Loan charge a late fee?
Franklin Trust FCU Overdraft Protection Loan does not disclose whether it charges late payment fees.
Does Franklin Trust FCU Overdraft Protection Loan charge prepayment fees?
No, Franklin Trust FCU Overdraft Protection Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Franklin Trust FCU Overdraft Protection Loan?
Franklin Trust FCU Overdraft Protection Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Franklin Trust FCU Overdraft Protection Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Franklin Trust FCU Overdraft Protection Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | N/A |
Does Franklin Trust FCU Overdraft Protection Loan report your account activity to credit bureaus?
Yes, Franklin Trust FCU Overdraft Protection Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Franklin Trust Federal Credit Union perform a hard credit pull?
Yes, Franklin Trust FCU Overdraft Protection Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Franklin Trust FCU Overdraft Protection Loan legit?
Franklin Trust Federal Credit Union was founded in 1934, it is a well-established company that has been in business for 92 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday7:30AM - 4:30PMTuesday7:30AM - 4:30PMWednesday10:00AM - 1:00PMThursday7:30AM - 5:30PMFriday7:30AM - 4:30PMSaturday9:00AM - 12:00PM
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Learn MoreSuperMoney Net Recommendation Score
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