GreenSky Personal Loans
in Personal Loans from GreenSky LLCClaimed Special Offer Available! Visit Site Get Personalized Rates
GreenSky Personal LoansClaimed Special Offer Available!
in Personal Loans from GreenSky LLC
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GreenSky Personal Loans Review
GreenSky Personal Loans is offered by GreenSky LLC, a financial services company founded in 2006 and based in Atlanta, GA. GreenSky Personal Loans is available in 50 states (and Washington, DC).
What rates and terms does GreenSky Personal Loans offer?
GreenSky Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does GreenSky Personal Loans offer?
GreenSky Personal Loans offers a fixed APR personal loan product that ranges from 6.99% APR up to 23.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via GreenSky Personal Loans?
Loan amounts start at $3,500 and go up to $55,000.
What can a personal loan from GreenSky Personal Loans be used for?
Personal loans from GreenSky Personal Loans are typically used for special purchases, home improvement projects or similar purposes.
What is the maximum loan term you can get with GreenSky Personal Loans?
GreenSky Personal Loans offers personal loans with terms ranging from 36 to 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$3500 - $55000|
|Loan Term||36 - 84 months|
|APR||6.99% - 23.99%|
What fees does GreenSky Personal Loans charge?
Does GreenSky Personal Loans charge an origination fee?
GreenSky Personal Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does GreenSky Personal Loans charge a late fee?
Yes, GreenSky Personal Loans may charge borrowers a late payment fee
Does GreenSky Personal Loans charge prepayment fees?
No, GreenSky Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for GreenSky Personal Loans?
Applicants with a credit score of at least 640 and up to 850 are eligible for GreenSky Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
GreenSky Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. GreenSky Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via GreenSky Personal Loans. Their rates fall within the limits of The Military Lending Act.
|Bank Account Required?||No|
|Credit Score||640 - 850|
What is the estimated funding time for a personal loan via GreenSky Personal Loans?
GreenSky Personal Loans will typically provide a credit approval decision in less than an hour and fund the loan within 10 business days.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|No Origination Fee|
|No Prepayment Fee|
|Employment Statuses Considered||
|Loan Amount||$3.5K - $55K|
|APR (Fixed APR)||6.99% - 23.99%|
|Loan Term||36 - 84 months|