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  Helix by Bank of Orrick Personal Loans
Helix by Bank of Orrick Personal Loans
in Personal Loans from Bank of Orrick
Unaffiliated

Helix by Bank of Orrick Personal Loans

Unaffiliated
in Personal Loans from Bank of Orrick
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Highlights
APR N/A
Loan Amount Up to $4,000
Loan Term (Months) Up to 24 months

Helix by Bank of Orrick Personal Loans Review

Helix by Bank of Orrick Personal Loans is offered by Bank of Orrick, a bank founded in 1902 and based in Orrick, MO. Helix by Bank of Orrick Personal Loans are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Helix by Bank of Orrick Personal Loans early.

Helix Personal Loans Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Helix by Bank of Orrick Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee.

Helix Personal Loans FAQ

What interest rates and personal loan terms does Helix Personal Loans offer?

Helix Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Helix Personal Loans offer?

Helix Personal Loans offers a personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with Helix Personal Loans?

Helix Personal Loans offers loans with terms of up to 24 months.

Helix Personal Loans Interest Rates & Loan Terms
Personal Loan Amount up to $4000
Loan Term up to 24 months
APR N/A

What fees does Helix Personal Loans charge?

Does Helix Personal Loans charge an origination fee?

Helix Personal Loans may charge a personal loan origination fee.

Does Helix Personal Loans charge a late fee?

No, Helix Personal Loans will not charge you a late fee if you miss one of the monthly payments.

Does Helix Personal Loans charge prepayment fees?

No, Helix Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Helix Personal Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Helix by Bank of Orrick Personal Loans?

Helix by Bank of Orrick Personal Loans does not require or does not disclose a credit score minimum.

Helix by Bank of Orrick Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Helix by Bank of Orrick Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Helix by Bank of Orrick Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Helix by Bank of Orrick Personal Loans.

Helix Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
    		•
    Credit Score N/A

    Are Helix by Bank of Orrick Personal Loans legit?

    Bank of Orrick was founded in 1902, it is a well-established company that has been in business for 121 years.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday Closed
    • Monday 8:00am - 4:00pm
    • Tuesday 8:00am - 4:00pm
    • Wednesday 8:00am - 4:00pm
    • Thursday 8:00am - 4:00pm
    • Friday 8:00am - 4:00pm
    • Saturday 8:00am - 12:00pm

    About Helix by Bank of Orrick Personal Loans

    View Bank of Orrick Profile

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • Washington, DC
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    • Veterans
    • Military Dependent
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    APR Type Factor Based
    Loan Amount Up to $4,000
    Loan Term Up to 24 months

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