iLoan Personal Loans
in Personal Loans from OneMain Financial
Would you recommend iLoan Personal Loans to your friends?
| Community Rating | Mostly recommended |
| Loan Amount | $2,550 - $25,000 |
| APR (Fixed APR) | 11.24% - 36% |
| Loan Term (Months) | 24 - 60 |
Overview
Where does iLoan Personal Loans do business?
iLoan Personal Loans is a direct lender based in Saint Paul, MN. Founded in 1920, iLoan Personal Loans offers access to personal loans in 14 states across the USA.
What rates and terms does iLoan Personal Loans offer?
iLoan Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.What personal loan APRs does iLoan Personal Loans offer?
iLoan Personal Loans offers a fixed APR personal loan product that ranges from 11.24% APR up to 36% APR.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via iLoan Personal Loans?
Loan amounts start at $2,550 and go up to $25,000.
What can a personal loan from iLoan Personal Loans be used for?
Personal loans from iLoan Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with iLoan Personal Loans?
iLoan Personal Loans offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $2550 - $25000 |
| Loan Term | 24 - 60 months |
| APR | 11.24% - 36% |
What fees does iLoan Personal Loans charge?
Does iLoan Personal Loans charge an origination fee?
iLoan Personal Loans charges a loan origination fee of 0% to 5% of the loan amount. iLoan Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does iLoan Personal Loans charge a late fee?
Yes, iLoan Personal Loans may charge borrowers a late payment fee
Does iLoan Personal Loans charge prepayment fees?
No, iLoan Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | 0% - 5% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with iLoan Personal Loans?
Applicants with a credit score of at least 540 can apply for a loan via iLoan Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via iLoan Personal Loans. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Joint Applications Accepted? | Yes |
| Credit Score | 540 - 640 |
What is the estimated funding time for a personal loan via iLoan Personal Loans?
iLoan Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
Contact
- Headquarters
-
2324 University Ave W Ste 202
Saint Paul, MN 55114 USA - Visit Site
Message from OneMain Financial
Other Services by OneMain Financial
Availability
- Alabama
- California
- Delaware
- Idaho
- Illinois
- Missouri
- Nevada
- New Mexico
- Ohio
- Oklahoma
- Oregon
- South Carolina
- Utah
- Wisconsin
Reviews
Would you recommend iLoan Personal Loans to your friends?
Other Personal Loans
OneMain Financial Personal Loans
OneMain Financial Personal Loans
Loan Amount
$1.5K - $30K
APR
16% - 36%
Loan Term (Months)
24 - 60
