Out of Business
iLoan Personal Loans
in Personal Loans from OneMain Financial
Would you recommend iLoan Personal Loans to your friends?
| Community Rating |
Rating not yet determined |
| APR (Fixed APR) | 11.24% - 36% |
| Loan Amount | $2,550 - $25,000 |
| Loan Term (Months) | 24 - 60 months |
iLoan Personal Loans Review
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iLoan Personal Loans is no longer available to new customers. Click here to compare Personal Loans and quickly find the best options for your needs. |
iLoan Personal Loans is offered by OneMain Financial, a direct lender founded in 1912 and based in Evansville, IN. iLoan Personal Loans is available in 14 states across the USA.
Key takeaways
- Fast access to cash. In some cases you can get your money within 1 business day.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 540 are considered for iLoan Personal Loans.
- Hard credit pull required. You can't check your rates or see if you prequalify for iLoan Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Origination fees of up to 5%. This is average for lenders that charge origination fees. However, plenty of lenders don't charge them. Origination fees are deducted from the loan amount, so consider them when deciding how much you need to borrow.
iLoan Personal Loans Pros and Cons:
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What rates and terms does iLoan Personal Loans offer?
iLoan Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does iLoan Personal Loans offer?
iLoan Personal Loans offers a fixed APR personal loan product that ranges from 11.24% APR up to 36% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via iLoan Personal Loans?
Loan amounts start at $2,550 and go up to $25,000.
What can a personal loan from iLoan Personal Loans be used for?
Personal loans from iLoan Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with iLoan Personal Loans?
iLoan Personal Loans offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $2550 - $25000 |
| Loan Term | 24 - 60 months |
| APR | 11.24% - 36% |
What fees does iLoan Personal Loans charge?
Does iLoan Personal Loans charge an origination fee?
iLoan Personal Loans may charge a loan origination fee of 0% to 5% of the loan amount. iLoan Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does iLoan Personal Loans charge a late fee?
Yes, iLoan Personal Loans may charge borrowers a late payment fee.
Does iLoan Personal Loans charge prepayment fees?
No, iLoan Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | 0% - 5% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for iLoan Personal Loans?
Applicants with a credit score of at least 540 and up to 640 are eligible for iLoan Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.iLoan Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via iLoan Personal Loans. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 540 - 640 |
What is the estimated funding time for a personal loan via iLoan Personal Loans?
iLoan Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
Contact
- Headquarters
-
601 NW 2nd Street, Ste 300
Evansville, IN 47708 - Visit Site
Other Services by OneMain Financial
Message From OneMain Financial
Availability
- Alabama
- California
- Delaware
- Idaho
- Illinois
- Missouri
- Nevada
- New Mexico
- Ohio
- Oklahoma
- Oregon
- South Carolina
- Utah
- Wisconsin
iLoan Personal Loans Community Reviews
Would you recommend iLoan Personal Loans to your friends?
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APR
18% - 35.99%
Loan Amount
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Loan Term (Months)
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