iLoan Personal Loans

iLoan Personal Loans

in Personal Loans from OneMain Financial


iLoan Personal Loans


in Personal Loans from OneMain Financial

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Community Rating Mostly recommended
Loan Amount $2,550 - $25,000
APR  (Fixed APR) 11.24% - 36%
Loan Term 24 - 60 months

iLoan Personal Loans Review

iLoan Personal Loans is a personal loan offering by OneMain Financial, a direct lender based in Evansville, IN. Founded in 1912, OneMain Financial offers access to personal loans in 14 states across the USA.

What rates and terms does iLoan Personal Loans offer?

iLoan Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does iLoan Personal Loans offer?

iLoan Personal Loans offers a fixed APR personal loan product that ranges from 11.24% APR up to 36% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via iLoan Personal Loans?

Loan amounts start at $2,550 and go up to $25,000.

What can a personal loan from iLoan Personal Loans be used for?

Personal loans from iLoan Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with iLoan Personal Loans?

iLoan Personal Loans offers personal loans with terms ranging from 24 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

iLoan Personal Loans Rates & Terms
Loan Amount $2550 - $25000
Loan Term 24 - 60 months
APR 11.24% - 36%

What fees does iLoan Personal Loans charge?

Does iLoan Personal Loans charge an origination fee?

iLoan Personal Loans charges a loan origination fee of 0% to 5% of the loan amount. iLoan Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does iLoan Personal Loans charge a late fee?

Yes, iLoan Personal Loans may charge borrowers a late payment fee

Does iLoan Personal Loans charge prepayment fees?

No, iLoan Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

iLoan Personal Loans Fees
Origination Fee 0% - 5%
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with iLoan Personal Loans?

Applicants with a credit score of at least 540 can apply for a loan via iLoan Personal Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via iLoan Personal Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs
iLoan Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Joint Applications Accepted? Yes
Credit Score 540 - 640

What is the estimated funding time for a personal loan via iLoan Personal Loans?

iLoan Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

ILOAN PERSONAL LOANS Disclosure: Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral in certain states. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. CA minimum loan amount is $3,000. GA minimum loan amount is $3,100. CA: Loans made pursuant to a California Department of Business Oversight Finance Lenders License. Loans through the iLoan website are made and serviced by OneMain Consumer Loan, Inc., a Delaware corporation.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   601 NW 2nd Street, Ste 300
    Evansville, IN 47708 USA
  •   Visit Site

Message from OneMain Financial

A straightforward lending process, reinvented for you.

Other Services by OneMain Financial

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  Available in 14 states
  • Alabama
  • California
  • Delaware
  • Idaho
  • Illinois
  • Missouri
  • Nevada
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • South Carolina
  • Utah
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Origination Fee 0% - 5%
Minimum Age 18
Credit Score Range 540 - 640
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required  
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $2.55K - $25K
Loan Term 24 - 60 months
APR (Fixed APR) 11.24% - 36%

iLoan Personal Loans Community Reviews


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OneMain Financial Personal Loans

OneMain Financial Personal Loans

27 total votes
Loan Amount $1.5K - $30K     $100 $100K+
APR 16% - 36%
(Fixed APR)
    4% 100%+ Fixed APR
Loan Term (Months) 24 - 60     1 180