Last Updated: 04/18/2025
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iLoan Personal Loans
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in Personal Loans from OneMain Financial
Last Updated: 04/18/2025
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iLoan Personal Loans Review
iLoan Personal Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Key Takeaways
- APRs starting at 11.24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for iLoan Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Origination fees of 0% to 5%. This is average for lenders that charge origination fees. Don't forget that these fees are deducted from the loan amount, so take them into account when deciding how much money to borrow.
iLoan personal loans Pros & Cons
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iLoan personal loans FAQ
What interest rates and personal loan terms does iLoan personal loans offer?
What interest rates does iLoan personal loans offer?
How much can you borrow via iLoan personal loans?
What is the maximum loan term you can get with iLoan personal loans?
| Personal Loan Amount | $2550 - $25000 |
| Loan Term | 24 - 60 months |
| APR | 11.24% - 36% |
What fees does iLoan personal loans charge?
Does iLoan personal loans charge an origination fee?
Does iLoan personal loans charge a late fee?
Does iLoan personal loans charge prepayment fees?
| Origination Fee | 0% - 5% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for iLoan Personal Loans?
Applicants with a credit score of at least 540 and up to 640 may be eligible for iLoan Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Credit Score | 540 - 640 |
What is the estimated funding time for a personal loan via iLoan personal loans?
Does OneMain Financial perform a hard credit pull?
Are iLoan Personal Loans legit?
iLoan Personal Loans Disclosure: Loan approval and actual loan terms depend on your ability to meet our standard credit criteria (including credit history, income and debts) and the availability of collateral in certain states. Loan amounts subject to state specific minimum or maximum size restrictions. Collateral offered must meet our criteria. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. CA minimum loan amount is $3,000. GA minimum loan amount is $3,100. CA: Loans made pursuant to a California Department of Business Oversight Finance Lenders License. Loans through the iLoan website are made and serviced by OneMain Consumer Loan, Inc., a Delaware corporation.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.