Last Updated: 04/18/2025
InstaLoan Personal (2nd Lien) Loan
Unaffiliated
in Personal Loans from InstaLoan
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$500 - $1,500
Loan Term (Months)
N/A
InstaLoan Personal (2nd Lien) Loan Review
InstaLoan Personal (2nd Lien) Loan is offered by InstaLoan, a direct lender founded in 2011 and based in Savannah, GA. InstaLoan Personal (2nd Lien) Loan are available in 1 state.
Key Takeaways
- .
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Small-dollar loans. InstaLoan Personal (2nd Lien) Loan has a maximum loan amount of just $1,500.00 .
InstaLoan Personal (2nd Lien) Loan Pros & Cons
| Pros | Cons |
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InstaLoan Personal (2nd Lien) Loan FAQ
What interest rates and personal loan terms does InstaLoan Personal (2nd Lien) Loan offer?
InstaLoan Personal (2nd Lien) Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does InstaLoan Personal (2nd Lien) Loan offer?
InstaLoan Personal (2nd Lien) Loan offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via InstaLoan Personal (2nd Lien) Loan?
Personal loan amounts start at $500.00 and go up to $1,500.00
| Personal Loan Amount | $500.00 - $1500.00 |
| Loan Term | N/A |
| APR | N/A |
What fees does InstaLoan Personal (2nd Lien) Loan charge?
Does InstaLoan Personal (2nd Lien) Loan charge an origination fee?
InstaLoan Personal (2nd Lien) Loan may charge a personal loan origination fee .
Does InstaLoan Personal (2nd Lien) Loan charge a late fee?
InstaLoan Personal (2nd Lien) Loan does not disclose whether it charges late payment fees.
Does InstaLoan Personal (2nd Lien) Loan charge prepayment fees?
No, InstaLoan Personal (2nd Lien) Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for InstaLoan Personal (2nd Lien) Loan?
InstaLoan Personal (2nd Lien) Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. InstaLoan Personal (2nd Lien) Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by InstaLoan Personal (2nd Lien) Loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
What is the estimated funding time for a personal loan via InstaLoan Personal (2nd Lien) Loan?
InstaLoan Personal (2nd Lien) Loan will typically fund loans within 1 business day of approval and clearing necessary verifications.
Does InstaLoan Personal (2nd Lien) Loan report your account activity to credit bureaus?
Yes, InstaLoan Personal (2nd Lien) Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does InstaLoan perform a hard credit pull?
Yes, InstaLoan Personal (2nd Lien) Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are InstaLoan Personal (2nd Lien) Loan legit?
InstaLoan was founded in 2011, it is a well-established company that has been in business for 15 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
9:00AM - 7:00PM
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 7:00PM
Saturday
9:00AM - 6:00PM