Is InstaLoan Title-Secured (1st Lien) Loan the right fit for you?
Last Updated: 09/02/2025
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APR (Fixed APR)
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$500 - $2,500
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InstaLoan Title-Secured (1st Lien) Loan Review
InstaLoan Title-Secured (1st Lien) Loan is offered by InstaLoan, a direct lender founded in 2011 and based in Savannah, GA. InstaLoan Title-Secured (1st Lien) Loan are available in 1 state.
Key Takeaways
- .
- Fast access to funds. If approved, InstaLoan will send the money in as little as 24 hours.
- Small-dollar loans. InstaLoan Title-Secured (1st Lien) Loan has a maximum loan amount of just $2,500.00 .
InstaLoan Title-Secured (1st Lien) Loan Pros & Cons
| Pros | Cons |
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InstaLoan Title-Secured (1st Lien) Loan FAQ
What interest rates and personal loan terms does InstaLoan Title-Secured (1st Lien) Loan offer?
InstaLoan Title-Secured (1st Lien) Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does InstaLoan Title-Secured (1st Lien) Loan offer?
InstaLoan Title-Secured (1st Lien) Loan offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via InstaLoan Title-Secured (1st Lien) Loan?
Personal loan amounts start at $500.00 and go up to $2,500.00
| Personal Loan Amount | $500.00 - $2500.00 |
| Loan Term | N/A |
| APR | N/A |
What fees does InstaLoan Title-Secured (1st Lien) Loan charge?
Does InstaLoan Title-Secured (1st Lien) Loan charge an origination fee?
InstaLoan Title-Secured (1st Lien) Loan may charge a personal loan origination fee .
Does InstaLoan Title-Secured (1st Lien) Loan charge a late fee?
InstaLoan Title-Secured (1st Lien) Loan does not disclose whether it charges late payment fees.
Does InstaLoan Title-Secured (1st Lien) Loan charge prepayment fees?
No, InstaLoan Title-Secured (1st Lien) Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for InstaLoan Title-Secured (1st Lien) Loan?
InstaLoan Title-Secured (1st Lien) Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. InstaLoan Title-Secured (1st Lien) Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by InstaLoan Title-Secured (1st Lien) Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
What is the estimated funding time for a personal loan via InstaLoan Title-Secured (1st Lien) Loan?
InstaLoan Title-Secured (1st Lien) Loan will typically fund loans within 1 business day of approval and clearing necessary verifications.
Does InstaLoan Title-Secured (1st Lien) Loan report your account activity to credit bureaus?
Yes, InstaLoan Title-Secured (1st Lien) Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does InstaLoan perform a hard credit pull?
Yes, InstaLoan Title-Secured (1st Lien) Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are InstaLoan Title-Secured (1st Lien) Loan legit?
InstaLoan was founded in 2011, it is a well-established company that has been in business for 15 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
Sunday9:00AM - 7:00PMMonday9:00AM - 7:00PMTuesday9:00AM - 7:00PMWednesday9:00AM - 7:00PMThursday9:00AM - 7:00PMFriday9:00AM - 7:00PMSaturday9:00AM - 6:00PM
Other Services by InstaLoan
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Rating not yet determined
APR
N/A
Amount Range
$500 - $1,500
Loan Term (Months)
N/A
Rating not yet determined
APR
N/A
Amount Range
Up to $250
Loan Term (Months)
N/A
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InstaLoan Title-Secured (1st Lien) Loan Community Reviews
Would you recommend InstaLoan Title-Secured (1st Lien) Loan to your friends?
BK
Brandy K.
Oct 22, 2024
May or may not recommend
They are scammers! And they alter, delete, fraud, Forgery, make accounts that don't exist, and even paying of your title loan! They will never give the title back to your car, they'll illegally repossess it even if you paid off the loan in Full! Paid mine off, need got my title, lien never released, and illegally tried to take my car without any documentation, nothing, my lien holder is in ...Show More
Showing 1 of 1 reviews
