Last Updated: 04/18/2025
Ironworkers USA FCU Miscellaneous Secured Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
6.99% - 18.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
36 - 72
Ironworkers USA FCU Miscellaneous Secured Loans Review
Ironworkers USA FCU Miscellaneous Secured Loans is offered by Ironworkers USA Federal Credit Union, a credit union founded in 1960 and based in Portland, OR. Ironworkers USA FCU Miscellaneous Secured Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 6.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ironworkers USA FCU Miscellaneous Secured Loans are on the lower end of the spectrum.
- Super long loan terms. Ironworkers USA FCU Miscellaneous Secured Loans offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Ironworkers USA FCU Miscellaneous Secured Loans Pros & Cons
| Pros | Cons |
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Ironworkers USA FCU Miscellaneous Secured Loans FAQ
What interest rates and personal loan terms does Ironworkers USA FCU Miscellaneous Secured Loans offer?
Ironworkers USA FCU Miscellaneous Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ironworkers USA FCU Miscellaneous Secured Loans offer?
Ironworkers USA FCU Miscellaneous Secured Loans offers a fixed APR personal loan product that ranges from 6.99% APR up to 18.00% APR.
What is the maximum loan term you can get with Ironworkers USA FCU Miscellaneous Secured Loans?
Ironworkers USA FCU Miscellaneous Secured Loans offers loans with terms of up to 72 months.
| Personal Loan Amount | N/A |
| Loan Term | 36 - 72 months |
| APR | 6.99% - 18.00% |
What fees does Ironworkers USA FCU Miscellaneous Secured Loans charge?
Does Ironworkers USA FCU Miscellaneous Secured Loans charge an origination fee?
Ironworkers USA FCU Miscellaneous Secured Loans may charge a personal loan origination fee .
Does Ironworkers USA FCU Miscellaneous Secured Loans charge a late fee?
Ironworkers USA FCU Miscellaneous Secured Loans does not disclose whether it charges late payment fees.
Does Ironworkers USA FCU Miscellaneous Secured Loans charge prepayment fees?
No, Ironworkers USA FCU Miscellaneous Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ironworkers USA FCU Miscellaneous Secured Loans?
Ironworkers USA FCU Miscellaneous Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ironworkers USA FCU Miscellaneous Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ironworkers USA FCU Miscellaneous Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ironworkers USA FCU Miscellaneous Secured Loans report your account activity to credit bureaus?
Yes, Ironworkers USA FCU Miscellaneous Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ironworkers USA Federal Credit Union perform a hard credit pull?
Yes, Ironworkers USA FCU Miscellaneous Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ironworkers USA FCU Miscellaneous Secured Loans legit?
Ironworkers USA Federal Credit Union was founded in 1960, it is a well-established company that has been in business for 66 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed