Last Updated: 04/18/2025
IU Credit Union 90-Day One-Pay Loan
Unaffiliated
in Personal Loans from IU Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 11.99%(Verified 06/21/2024)
Amount Range
Up to $30,000
Loan Term (Months)
3
IU Credit Union 90-Day One-Pay Loan Review
IU Credit Union 90-Day One-Pay Loan is offered by IU Credit Union, a credit union founded in 1956 and based in Bloomington, IN. IU Credit Union 90-Day One-Pay Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 11.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for IU Credit Union 90-Day One-Pay Loan are on the higher end of the spectrum.
- Short loan terms. IU Credit Union 90-Day One-Pay Loan have loan terms as short as 3 months.
IU Credit Union 90-Day One-Pay Loan Pros & Cons
| Pros | Cons |
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IU Credit Union 90-Day One-Pay Loan FAQ
What interest rates and personal loan terms does IU Credit Union 90-Day One-Pay Loan offer?
IU Credit Union 90-Day One-Pay Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does IU Credit Union 90-Day One-Pay Loan offer?
IU Credit Union 90-Day One-Pay Loan offers a fixed APR personal loan product that starts at 11.99% APR.
What is the maximum loan term you can get with IU Credit Union 90-Day One-Pay Loan?
IU Credit Union 90-Day One-Pay Loan offers loans with terms of 3 months.
| Personal Loan Amount | up to $30000.00 |
| Loan Term | 3 months |
| APR | Starting at 11.99% |
What fees does IU Credit Union 90-Day One-Pay Loan charge?
Does IU Credit Union 90-Day One-Pay Loan charge an origination fee?
IU Credit Union 90-Day One-Pay Loan may charge a personal loan origination fee .
Does IU Credit Union 90-Day One-Pay Loan charge a late fee?
IU Credit Union 90-Day One-Pay Loan does not disclose whether it charges late payment fees.
Does IU Credit Union 90-Day One-Pay Loan charge prepayment fees?
No, IU Credit Union 90-Day One-Pay Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for IU Credit Union 90-Day One-Pay Loan?
IU Credit Union 90-Day One-Pay Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. IU Credit Union 90-Day One-Pay Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by IU Credit Union 90-Day One-Pay Loan.
To qualify, applicants may need to provide the following documentation:
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does IU Credit Union 90-Day One-Pay Loan report your account activity to credit bureaus?
Yes, IU Credit Union 90-Day One-Pay Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does IU Credit Union perform a hard credit pull?
Yes, IU Credit Union 90-Day One-Pay Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are IU Credit Union 90-Day One-Pay Loan legit?
iu credit union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:30PM