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Is Just Military Loans the right fit for you?
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Last Updated: 04/18/2025
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Just Military Loans
Unaffiliated
from Just Military Loans
Last Updated: 04/18/2025
SuperMoney User Recommendation Score -100
Strongly not recommended10 total votes
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Highlights
Community Rating
Strongly not recommended
APR (Fixed APR)
14.99% - 35.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
$2,000 - $15,000
Loan Term (Months)
N/A
Number of Reviews
Just Military Loans Review
Just Military Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Just Military Loans is offered by Just Military Loans, a direct lender founded in 2008 and based in Wilmington, DE. Just Military Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 14.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Just Military Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, Just Military Loans will send the money in as little as 24 hours.
Just Military Loans Pros & Cons
| Pros | Cons |
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Just Military Loans FAQ
What interest rates and personal loan terms does Just Military Loans offer?
Just Military Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Just Military Loans offer?
Just Military Loans offers a fixed APR personal loan product that ranges from 14.99% APR up to 35.99% APR.
How much can you borrow via Just Military Loans?
Personal loan amounts start at $2,000 and go up to $15,000
| Personal Loan Amount | $2000 - $15000 |
| Loan Term | N/A |
| APR | 14.99% - 35.99% |
What fees does Just Military Loans charge?
Does Just Military Loans charge an origination fee?
Just Military Loans may charge a personal loan origination fee .
Does Just Military Loans charge a late fee?
Just Military Loans does not disclose whether it charges late payment fees.
Does Just Military Loans charge prepayment fees?
No, Just Military Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Just Military Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher. Just Military Loans does not have or does not disclose a minimum annual income eligibility requirement.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 300 - 750 |
What is the estimated funding time for a personal loan via Just Military Loans?
Just Military Loans will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.
Does Just Military Loans report your account activity to credit bureaus?
Yes, Just Military Loans reports to the following credit bureau:
- Equifax
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Just Military Loans perform a hard credit pull?
Yes, Just Military Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Just Military Loans legit?
Just Military Loans was founded in 2008, it is a well-established company that has been in business for 18 years. Just Military Loans is strongly not recommended by SuperMoney community users.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -100, or 1 on a 5-point rating scale.
-100
-1000+100
No one recommends
Everyone recommends
Just Military Loans Community Reviews
Would you recommend Just Military Loans to your friends?
Matasha B.
Feb 1, 2017
May or may not recommend
No one ever answers the phone. Ever. Extremely horrible customer service. I do not recommend.
U
Anonymous
Apr 11, 2015
May or may not recommend
I was totally flabergasted when I finally got my money from the loan and at the same time got a notice about my first payment being due in two days. I had spent forever waiting for the money, all the while the bill I had to pay was gaining interest. Now I'm left with this mess.
U
Anonymous
Apr 11, 2015
May or may not recommend
I finally understood the meaning of slow as a snail when I went to this company for a loan. The whole application process dragged on too long, which should have been my clue,and then it took forever to get the money that I was desperately waiting for!
U
Anonymous
Apr 11, 2015
May or may not recommend
The loan payment process at this place may be slower than a bank! Don't go to them if you want to be paid in a timely fashion. Also don't expect to find out your interest rate until it's just about too late to back out. Not thrilled with them--obviously!
U
Anonymous
Apr 11, 2015
May or may not recommend
Don't bother applying here unless you want to wait until you're old and gray to get your money. I went to them because I had an immediate problem without know that they had far from an immediate solution. I'll go elsewhere next time. On a positive note, I did get the full amount I wanted.
U
Anonymous
Apr 11, 2015
May or may not recommend
I probably should have been warned when they wouldn't give me their interest rates when I called. I went ahead like a dummy and applied. Dumb move. They gave me horrible interest rates and topped the experience off by telling me I had to pay it back right away.
U
Anonymous
Apr 11, 2015
May or may not recommend
As a vet, I thought this place would be good to me. Well, it turns out that I don't think they are all that good to anyone. It was the same experience I had when I last went to the bank for a loan. Lots of questions and paperwork and forever to get the actual money.
U
Anonymous
Apr 11, 2015
May or may not recommend
Best to stay away from here. Not even sure they do just military loans, but whatever they do, they don't do a good job of it. The ironic thing was that I got the money and then had to immediately start paying it back. Hello! I needed the money to pay someone.
U
Anonymous
Apr 11, 2015
May or may not recommend
I really needed a loan and I needed it quick. Bad to come to this company! They took forever to process everything. By the time I finally got the money, which was half of what I wanted, it was three weeks after I had applied. My emergency had come and gone.
U
Anonymous
Feb 22, 2015
May or may not recommend
Its true that military payday loans can be a hassle because of the laws, but seriously, dont apply to this company if youre in any kind of hurry. They take weeks to process your paperwork, just like a bank. Except its worse than a bank because you have to start paying the money back two weeks after you get it. These people are bad. Just stay away.
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