Just Military Loans Review

Just Military Loans is offered by Just Military Loans, a direct lender founded in 2008 and based in Wilmington, DE. Just Military Loans is available in 50 states (and Washington, DC).

• Fast access to funds. In some cases you can get your money within 1 business day.
• Hard credit pull required. You can't check your rates or see if you prequalify for Just Military Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.

What rates and terms does Just Military Loans offer?

Just Military Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What fees does Just Military Loans charge?

What do you need to qualify for Just Military Loans?

Just Military Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Just Military Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income

What is the estimated funding time for a personal loan via Just Military Loans?

Just Military Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

Does Just Military Loans report your account activity to credit bureaus?

Yes, Just Military Loans reports your account activity to the following credit reporting agencies:

• Equifax

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.