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  Just Military Loans

Out of Business

Just Military Loans

in Personal Loans from Just Military Loans

Out of Business

Just Military Loans

in Personal Loans from Just Military Loans

SuperMoney Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

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0 users are unsure
10 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
APR  (Fixed APR) 14.99% - 35.99%
Loan Amount $2,000 - $15,000
Loan Term (Months) N/A
Number of Reviews 10

Just Military Loans Review

Just Military Loans is no longer available to new customers on SuperMoney.

Click here to compare Personal Loans and quickly find the best options for your needs.

Just Military Loans is offered by Just Military Loans, a direct lender founded in 2008 and based in Wilmington, DE. Just Military Loans is available in 50 states (and Washington, DC).

Key Takeaways
  • APRs starting at 14.99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Just Military Loans are on the higher end of the spectrum.
  • Fast access to cash. In some cases you can get your money within 1 business day.
  • Hard credit pull required. You can't check your rates or see if you prequalify for Just Military Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
Just Military Loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • APRs as high as 35.99%.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges a late fee.
  • No co-sign option.
Just Military Loans FAQ

What rates and terms does Just Military Loans offer?

Just Military Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Just Military Loans offer?

Just Military Loans offers a fixed APR personal loan product that ranges from 14.99% APR up to 35.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Just Military Loans?

Loan amounts start at $2,000 and go up to $15,000

Just Military Loans Rates & Terms
Loan Amount $2000 - $15000
Loan Term N/A
APR 14.99% - 35.99%

What fees does Just Military Loans charge?

Does Just Military Loans charge an origination fee?

Just Military Loans may charge a loan origination fee.

Does Just Military Loans charge a late fee?

Yes, Just Military Loans may charge borrowers a late payment fee.

Does Just Military Loans charge prepayment fees?

No, Just Military Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Just Military Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Just Military Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Just Military Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Just Military Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
Just Military Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 750

    What is the estimated funding time for a personal loan via Just Military Loans?

    Just Military Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

    Does Just Military Loans report your account activity to credit bureaus?

    Just Military Loans reports your account activity to the following credit reporting agencies:

    • Equifax

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    About Just Military Loans

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Prepayment Fee  
    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Individual Applications
    Military Status Active Duty Military
    Minimum Age 18
    Verification Documents Required
    • Proof of Income
    • Recent Pay Stubs
    Credit Score Range 300 - 750
    Approval Speed 24 hours
    Credit Bureau Reporting Equifax
    Funding Time Range 1 - 7 days
    Loan Amount $2,000 - $15,000
    APR (Fixed APR) 14.99% - 35.99%

    Just Military Loans Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    -100%

    -100% 0% +100%
    No one recommends Everyone recommends

    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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