Just Military Loans is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs.

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Personal Loans

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Last Updated: 04/18/2025

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Just Military Loans

in Personal Loans from Just Military Loans

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Community Rating

Strongly not recommended

APR (Fixed APR)

14.99% - 35.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Amount Range

$2,000 - $15,000

Loan Term (Months)

N/A

Number of Reviews

Just Military Loans Review

Just Military Loans is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

Just Military Loans is offered by Just Military Loans, a direct lender founded in 2008 and based in Wilmington, DE. Just Military Loans are available in 50 states and Washington, DC.

Key Takeaways

APRs starting at 14.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Just Military Loans are on the higher end of the spectrum.
Fast access to funds. If approved, you can sometimes get your money within 1 business day*.

Just Military Loans Pros & Cons

Pros

Cons

No prepayment penalty.
Considers applicants of all credit types.
Get funded in as little as 1 business day.

APRs as high as 35.99%.
Charges an origination fee.
Does not offer pre-approval with soft credit pull.
No co-sign option available.

Just Military Loans FAQ

What interest rates and personal loan terms does Just Military Loans offer?

Just Military Loans has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Just Military Loans offer?

Just Military Loans offers a fixed APR personal loan product that ranges from 14.99% APR up to 35.99% APR.

How much can you borrow via Just Military Loans?

Personal loan amounts start at $2,000 and go up to $15,000

Just Military Loans Interest Rates & Loan Terms

Personal Loan Amount

$2000 - $15000

Loan Term

N/A

APR

14.99% - 35.99%

What fees does Just Military Loans charge?

Does Just Military Loans charge an origination fee?

Just Military Loans may charge a personal loan origination fee .

Does Just Military Loans charge a late fee?

Just Military Loans does not disclose whether it charges late payment fees.

Does Just Military Loans charge prepayment fees?

No, Just Military Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Just Military Loans Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Just Military Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Just Military Loans does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Proof of income

Just Military Loans Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

300 - 750

What is the estimated funding time for a personal loan via Just Military Loans?

Just Military Loans will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.

Does Just Military Loans report your account activity to credit bureaus?

Yes, Just Military Loans reports to the following credit bureau:

Equifax

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Just Military Loans perform a hard credit pull?

Yes, Just Military Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Just Military Loans legit?

Just Military Loans was founded in 2008, it is a well-established company that has been in business for 18 years. Just Military Loans is strongly not recommended by SuperMoney community users.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

901 N. Market St. Suite 463

Wilmington, DE 19801

(866) 208-8648

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