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in Personal Loans from Kashable
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Where does Kashable do business?
Kashable is a direct lender based in New York, NY. Founded in 2013, Kashable offers access to personal loans in 50 states across the USA.
What rates and terms does Kashable offer?
What personal loan APRs does Kashable offer?Kashable offers a fixed APR personal loan product that ranges from 6% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Kashable?
Loan amounts start at $250.
What can a personal loan from Kashable be used for?
Personal loans from Kashable are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Kashable?
Kashable offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||Starting at $250|
|Loan Term||6 - 24 months|
|APR||Starting at 6%|
What fees does Kashable charge?
Does Kashable charge an origination fee?
Kashable charges a loan origination fee.
Does Kashable charge a late fee?
Yes, Kashable may charge borrowers a late payment fee, which is triggered if you're 11 days late.
Does Kashable charge prepayment fees?
Yes, Kashable charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
|Late Payment Fee||up to $10|
What do you need to qualify for a loan with Kashable?
Applicants with a credit score of at least 300 can apply for a loan via Kashable . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Kashable only considers borrowers who are employed.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Kashable. Their rates fall within the limits of The Military Lending Act.
|Bank Account Required?||No|
|Joint Applications Accepted?||Yes|
|Credit Score||300 - 700|
What is the estimated funding time for a personal loan via Kashable?
Kashable will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Late Fee After (number of days)||11|
|Late Fee Amount||Up to $10|
|Credit Score Range||
300 - 700
|Immigration Status Considered||
|Employment Statuses Considered||
|Joint Loan Applications Accepted||
|Loan Amount||Starting at $250|
|Loan Term (Months)||6 - 24|
|APR (Fixed APR)||Starting at 6%|