Last Updated: 04/18/2025
Ladder Loans Installment Loans
Unaffiliated
in Personal Loans from Ladder Loans
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
5.49% - 26.99%(Verified 06/21/2024)
Amount Range
$50,000 - $100,000
Loan Term (Months)
12 - 60
Ladder Loans Installment Loans Review
Ladder Loans Installment Loans is offered by Ladder Loans, a marketplace lending platform founded in 2022 and based in Lake Forest, CA. Ladder Loans Installment Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 5.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ladder Loans Installment Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $100,000.00 with Ladder Loans Installment Loans .
Ladder Loans Installment Loans Pros & Cons
| Pros | Cons |
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Ladder Loans Installment Loans FAQ
What interest rates and personal loan terms does Ladder Loans Installment Loans offer?
Ladder Loans Installment Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ladder Loans Installment Loans offer?
Ladder Loans Installment Loans offers a fixed APR personal loan product that ranges from 5.49% APR up to 26.99% APR.
How much can you borrow via Ladder Loans Installment Loans?
Personal loan amounts start at $50,000.00 and go up to $100,000.00
What is the maximum loan term you can get with Ladder Loans Installment Loans?
Ladder Loans Installment Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $50000.00 - $100000.00 |
| Loan Term | 12 - 60 months |
| APR | 5.49% - 26.99% |
What fees does Ladder Loans Installment Loans charge?
Does Ladder Loans Installment Loans charge an origination fee?
Ladder Loans Installment Loans may charge a personal loan origination fee .
Does Ladder Loans Installment Loans charge a late fee?
Ladder Loans Installment Loans does not disclose whether it charges late payment fees.
Does Ladder Loans Installment Loans charge prepayment fees?
No, Ladder Loans Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ladder Loans Installment Loans?
Ladder Loans Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ladder Loans Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ladder Loans Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ladder Loans Installment Loans report your account activity to credit bureaus?
Yes, Ladder Loans Installment Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ladder Loans perform a hard credit pull?
Yes, Ladder Loans Installment Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ladder Loans Installment Loans legit?
Ladder Loans was founded in 2022. It is an established company that has been in business for 4 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
9:00AM - 3:00PM
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
9:00AM - 3:00PM