Is Ladder Loans Installment Loans the right fit for you?
Last Updated: 04/18/2025
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
Quick, easy, and won’t hurt your credit.
Highlights
APR (Fixed APR)
5.49% - 26.99%(Verified 06/21/2024)
Amount Range
$50,000 - $100,000
Loan Term (Months)
12 - 60
Ladder Loans Installment Loans Review
Ladder Loans Installment Loans is offered by Ladder Loans, a marketplace lending platform founded in 2022 and based in Lake Forest, CA. Ladder Loans Installment Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 5.49%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ladder Loans Installment Loans are on the lower end of the spectrum.
- Large loan amounts. You can apply for loan amounts of up to $100,000.00 with Ladder Loans Installment Loans .
Ladder Loans Installment Loans Pros & Cons
| Pros | Cons |
|
|
Ladder Loans Installment Loans FAQ
What interest rates and personal loan terms does Ladder Loans Installment Loans offer?
Ladder Loans Installment Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ladder Loans Installment Loans offer?
Ladder Loans Installment Loans offers a fixed APR personal loan product that ranges from 5.49% APR up to 26.99% APR.
How much can you borrow via Ladder Loans Installment Loans?
Personal loan amounts start at $50,000.00 and go up to $100,000.00
What is the maximum loan term you can get with Ladder Loans Installment Loans?
Ladder Loans Installment Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $50000.00 - $100000.00 |
| Loan Term | 12 - 60 months |
| APR | 5.49% - 26.99% |
What fees does Ladder Loans Installment Loans charge?
Does Ladder Loans Installment Loans charge an origination fee?
Ladder Loans Installment Loans may charge a personal loan origination fee .
Does Ladder Loans Installment Loans charge a late fee?
Ladder Loans Installment Loans does not disclose whether it charges late payment fees.
Does Ladder Loans Installment Loans charge prepayment fees?
No, Ladder Loans Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ladder Loans Installment Loans?
Ladder Loans Installment Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Ladder Loans Installment Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ladder Loans Installment Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Ladder Loans Installment Loans report your account activity to credit bureaus?
Yes, Ladder Loans Installment Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ladder Loans perform a hard credit pull?
Yes, Ladder Loans Installment Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ladder Loans Installment Loans legit?
Ladder Loans was founded in 2022. It is an established company that has been in business for 4 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Contact
Headquarters
Hours of Operation
Sunday9:00AM - 3:00PMMonday7:00AM - 7:00PMTuesday7:00AM - 7:00PMWednesday7:00AM - 7:00PMThursday7:00AM - 7:00PMFriday7:00AM - 7:00PMSaturday9:00AM - 3:00PM
Other Services by Ladder Loans
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
Ladder Loans Installment Loans Community Reviews
Would you recommend Ladder Loans Installment Loans to your friends?
Natalie
Sep 7, 2024
May or may not recommend
Ladder Loans offers a quick and easy solution for those in need of financial support. With a simple online application, you can skip the hassle of paperwork and get approved in minutes. What sets Ladder Loans apart is their transparency—no hidden fees, just clear loan terms you can trust. Funds are typically available within 24 hours, making it perfect for urgent needs. Whether you need a short-term or long-term loan, ...Show More
Showing 1 of 1 reviews
You might also like
Best Personal Loans
SuperMoney
What You Need to Know About Personal Loan Rates
Audrey Henderson
Point-of-Sale Financing: How to Finance Purchases Online
Eliana Carmona