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Last Updated: 04/18/2025

Lenme Loan

in Personal Loans from Lenme

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Fixed APR)

N/A

Amount Range

Up to $5,000

Loan Term (Months)

Up to 12
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Lenme Loan Review

Lenme Loan is offered by Lenme, a marketplace lending platform founded in 2018 and based in Oakland, CA. Lenme Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

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  • Prequalified rate. You can check your prequalified rate at Lenme with a soft pull that will not affect your FICO or VantageScore.
  • Origination fee of 1.00%. This is on the low end for lenders that charge an origination fee. However, plenty of lenders don't charge an origination fee.

Lenme Loan Pros & Cons

Lenme Loan FAQ

What interest rates and personal loan terms does Lenme Loan offer?

Lenme Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Lenme Loan offer?

Lenme Loan offers a fixed APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with Lenme Loan?

Lenme Loan offers loans with terms of up to 12 months.

What fees does Lenme Loan charge?

Does Lenme Loan charge an origination fee?

Lenme Loan may charge a personal loan origination fee of 1.00% of the personal loan amount starting at $3.00 Lenme Loan deducts the origination fee directly from your personal loan amount, so make sure you take this fee into account when deciding how much you need to borrow.

Does Lenme Loan charge a late fee?

Yes, Lenme Loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $12.00.

Does Lenme Loan charge prepayment fees?

No, Lenme Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Lenme Loan?

Lenme Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Lenme Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lenme Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity

Does Lenme Loan report your account activity to credit bureaus?

Yes, Lenme Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Lenme perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Lenme Loan allows you to check your rates with a soft credit pull.

Are Lenme Loan legit?

Lenme was founded in 2018. It is an established company that has been in business for 8 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1111 Broadway
Oakland, CA 94607
(844) 426-6606
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
10:00AM - 6:00PM
Tuesday
10:00AM - 6:00PM
Wednesday
10:00AM - 6:00PM
Thursday
10:00AM - 6:00PM
Friday
10:00AM - 6:00PM
Saturday
Closed

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