Marcus by Goldman Sachs
in Personal Loans from Marcus by Goldman Sachs
Would you recommend Marcus by Goldman Sachs to your friends?
| Community Rating | Mostly not recommended |
| Loan Amount | $3,500 - $30,000 |
| APR (Fixed APR) | 5.99% - 22.99% |
| Loan Term (Months) | 24 - 72 |
| Number of Reviews | 56 |
Overview
Where does Marcus by Goldman Sachs do business?
Marcus by Goldman Sachs is a bank based in Salt Lake City, UT. Founded in 1869, Marcus by Goldman Sachs offers access to personal loans in 49 states (and Washington, DC).
What rates and terms does Marcus by Goldman Sachs offer?
What personal loan APRs does Marcus by Goldman Sachs offer?
Marcus by Goldman Sachs offers a fixed APR personal loan product that ranges from 5.99% APR up to 22.99% APR.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Marcus by Goldman Sachs?
Loan amounts start at $3,500 and go up to $30,000.
What can a personal loan from Marcus by Goldman Sachs be used for?
Personal loans from Marcus by Goldman Sachs are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Marcus by Goldman Sachs?
Marcus by Goldman Sachs offers personal loans with terms ranging from 24 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $3500 - $30000 |
| Loan Term | 24 - 72 months |
| APR | 5.99% - 22.99% |
What fees does Marcus by Goldman Sachs charge?
Does Marcus by Goldman Sachs charge an origination fee?
Marcus by Goldman Sachs does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Marcus by Goldman Sachs charge a late fee?
No, Marcus by Goldman Sachs will not charge you a late fee.
Does Marcus by Goldman Sachs charge prepayment fees?
No, Marcus by Goldman Sachs does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with Marcus by Goldman Sachs?
Applicants with a credit score of at least 640 can apply for a loan via Marcus by Goldman Sachs . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Marcus by Goldman Sachs. Their rates fall within the limits of The Military Lending Act.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | No |
| Joint Applications Accepted? | Yes |
| Credit Score | 640 - 850 |
What is the estimated funding time for a personal loan via Marcus by Goldman Sachs?
Marcus by Goldman Sachs will typically provide a credit approval decision in less than an hour and fund the loan within 7 days.
Contact
- Headquarters
-
222 South Main Street
Salt Lake City, UT 84101 USA - Visit Site
Other Services by Marcus by Goldman Sachs
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Reviews
Would you recommend Marcus by Goldman Sachs to your friends?
